The average age of retirement today is 62. But the US retirement age for Social Security is currently 66 to 67…and it may rise even...
Retirement Planning
All Retirement Planning Articles
Best and Worst States to Retire in 2026
Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according to a recent survey by...
How to Create a Retirement Budget
Preparing your budget for retirement doesn’t always get its due. Even people who save diligently for retirement and devote long hours to retirement planning may...
Pros and Cons of a Roth IRA
The only certainties in life are death and taxes—unless you own a Roth IRA. These individual retirement accounts are one of the rare ways to...
Why Are People Worried About the Future of Social Security?
The combined Old-Age, Survivor and Disability Social Security Trust Fund is projected to be depleted by 2034, leaving the system with insufficient funds to pay...
Habits to Build a Happy Retirement
What constitutes a happy retirement? Even retirees with a healthy financial cushion can find themselves unhappy if they don’t seek a new path and purpose....
Forced Early Retirement
Many people plan to work through their 60s, easing out of employment on their own terms. Reality check: Your retirement date can arrive abruptly and...
What is an Annuity and How Does It Work?
If you’re planning for retirement, you’ve almost certainly come across annuities—they’re available through many 401(k) plans and often are recommended by financial advisors. But what...
Retirement Planning: Making the Most of the Five Years Before Retirement
If you’re within five years of stopping work, welcome to the Red Zone. “It’s the trickiest and most crucial phase of retirement planning,” says top...
What Is a Continuing Care Retirement Community?
One of the biggest health-care dilemmas for aging seniors and their families is navigating the progression of care from independent living…to an assisted-living facility…to 24/7...
Social Security Fairness Act Payments: What You Need to Know
The Social Security Fairness Act, signed into law in early 2025, increases the Social Security benefits available to millions of public sector retirees. Bottom Line...
Best Retirement Investments
Investing in retirement is different from investing for retirement. One obvious reason: Time horizons—investors who are still decades from retirement can invest their retirement savings...
