Retirement Accounts

Planning to Work Forever?
Retirement Accounts

Planning to Work Forever?

Keven DuComb, JD | December 14, 2023

No one on their deathbed says, “I wish I had worked more”…right? That may have been true in the past,…

When – and How Much – Should You Withdraw from Your Retirement Accounts?
Retirement Accounts

When – and How Much – Should You Withdraw from Your Retirement Accounts?

December 8, 2023

The big question: Once you retire, how do you begin drawing down your nest egg so that your money lasts…

IRA Contributions After 72
Retirement Accounts

IRA Contributions After 72

Marianela Collado, CPA/PFS, CFP | November 6, 2023

As long as you continue to work—regardless of your age—you can continue to contribute to an IRA even though you…

3 Ways Your IRA Can Get Taxed…Even a Roth!
Retirement Accounts

3 Ways Your IRA Can Get Taxed…Even a Roth!

Ed Slott, CPA | October 21, 2023

The upside of traditional IRAs is that income taxes aren’t due until money is withdrawn…and with Roth IRAs, investment profits…

Navigating Retirement in the 2020s
Retirement Accounts

Navigating Retirement in the 2020s

Robert Carlson | September 13, 2023

For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both…

Annuities in 401(k)s
Retirement Accounts

Annuities in 401(k)s

David Blanchett, PhD, CFP, CFA | July 20, 2023

Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these…

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings
Retirement Accounts

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings

Anqi Chen | June 15, 2021

Traditional IRAs allow pre-tax contributions and tax your withdrawals; Roth contributions are with after-tax dollars and withdrawals are tax free. What’s the right type for you?

How to Decide on a Pension Buyout
Retirement Accounts

How to Decide on a Pension Buyout

July 8, 2019

Lump-sum pension buyout offers are about to become more common, but they could backfire. Here’s what you need to know.

Why a 401(k) Can Be a Good Place for an Annuity
Retirement Accounts

Why a 401(k) Can Be a Good Place for an Annuity

June 24, 2019

Congress is expected to pass legislation to make annuities more widely available in 401(k)s. That will have several advantages…

Choose Your Self-Employed Retirement Plan—Starting Right Here
The Pay-Less-Tax Man

Choose Your Self-Employed Retirement Plan—Starting Right Here

Edward Mendlowitz, CPA, ABV, PFS | January 8, 2018

If you’re self-employed, you need to set up a retirement account yourself to cut taxes and insure your future. Here are different plans to choose from.

Inherited an IRA? What You Need to Know
The Pay-Less-Tax Man

Inherited an IRA? What You Need to Know

Edward Mendlowitz, CPA, ABV, PFS | September 15, 2017

IRAs are fraught with tax traps and complicated transfer rules, making the unaware subject to unexpected and potentially high taxes and penalties.

Power Up Your 401(k)
Retirement Accounts

Power Up Your 401(k)

Ric Lager | March 6, 2017

3 Moneymaking Tricks and 3 Traps to Avoid If you are among the 90 million Americans who invest in a…

How to Get Bonus Cash for an IRA Deposit
Retirement Accounts

How to Get Bonus Cash for an IRA Deposit

Sheryl Garrett, CFP | April 29, 2015

Fidelity Investments, the giant brokerage firm, has put a new twist on getting cash bonuses for investing in an IRA.…

Power Up Your IRA
Retirement Accounts

Power Up Your IRA

T. Scott McCartan, CFA | February 4, 2015

With These Money-Making Investments Although most investors don’t realize it, you can turn your retirement account into something much more…

Dental Implants: Two Breakthrough Treatments
Retirement Accounts

Dental Implants: Two Breakthrough Treatments

Ric Lager | June 19, 2014

For generations, removable dentures were the only option for replacing teeth lost to decay, infection or injury. During more recent…