Insurance

What to Do With an Unneeded Life Insurance Policy
Insurance

What to Do With an Unneeded Life Insurance Policy

David Rosell | February 7, 2024

Life insurance policies that were prudent decades ago can feel like financial sinkholes after premium increases. Here are options to…

Insurers Exploiting Medicare
Insurance

Insurers Exploiting Medicare

Kelli McCourt | August 16, 2023

Most large Medicare Advantage insurers, including UnitedHealth Group, Kaiser Permanente and Humana, have been accused of fraud by whistleblowers, the…

How to Avoid These Affordable Care Act Traps
Insurance

How to Avoid These Affordable Care Act Traps

December 24, 2021

There is at least one thing people who obtain insurance through ACA marketplaces tend to agree on—this coverage can be confusing. Seven potential traps with ACA health insurance…

Avoid These 5 Costly Medicare Mistakes
Insurance

Avoid These 5 Costly Medicare Mistakes

Danielle ­Roberts | December 15, 2021

Medicare decisions are complicated, and errors can affect your Medicare costs or coverage for the rest of your life. Here are the biggest mistakes and how to avoid them.

The Pandemic is Pushing Up Life Insurance Premiums

The Pandemic is Pushing Up Life Insurance Premiums

Scott Witt | October 7, 2020

A plunge in interest rates has caused life insurance companies to stop issuing certain policies and take several other steps that could hurt consumers.

Drive Less Due to Pandemic, Pay Less on Insurance

Drive Less Due to Pandemic, Pay Less on Insurance

Doug Heller | May 22, 2020

With driving and accidents way down during the coronavirus pandemic, you could ask for a big break on your auto insurance premium.

How to Make Sure Your Insurer Pays Up
Insurance

How to Make Sure Your Insurer Pays Up

April 29, 2020

If you’re prescribed a breakthrough drug for hepatitis C, here are four steps to protect your pocketbook… When the newer-generation…

Indexed Universal Life Policies Are Not as Appealing as They Seem

Indexed Universal Life Policies Are Not as Appealing as They Seem

Scott Witt | March 30, 2020

Indexed Universal Life Insurance policies promise more than they can deliver.

Don’t Count on Low Mileage for an Insurance Break

Don’t Count on Low Mileage for an Insurance Break

Douglas Heller | April 27, 2018

You may be able to get a better deal at a different auto insurer if you don’t drive much each year.

Genetic Testing Could Torpedo Your Insurance
Insurance

Genetic Testing Could Torpedo Your Insurance

Lee J. Slavutin, MD, CLU | April 2, 2018

If you expect to apply for life insurance, disability insurance or long-term-care insurance, think twice about getting a DNA test.

Life Insurers Could Misread Your Medical Records

Life Insurers Could Misread Your Medical Records

Lee J. Slavutin, MD, CLU | March 5, 2018

If a life insurance company mistakenly believes you have a health issue that could reduce your life expectancy, it might push up your premiums by 30%.

Let’s Get Real About Health Insurance. (Not Just the Politicians…All of Us.)
The Advocator

Let’s Get Real About Health Insurance. (Not Just the Politicians…All of Us.)

January 17, 2018

Everyone knows that our health-care insurance system is broken. The media focus tends to be on what government can and…

Why You Don’t Need Gap Auto Insurance

Why You Don’t Need Gap Auto Insurance

J. Robert Hunter | September 14, 2017

There’s a type of auto insurance, called GAP coverage, that you don’t need no matter how hard a dealer pushes it.

10 Tricky Terms: Deciphering Auto Insurance Language

10 Tricky Terms: Deciphering Auto Insurance Language

J. Robert Hunter | August 16, 2017

When buying auto insurance, do you really know what you are getting and why? The language used in auto insurance…

Surprising Things Your Homeowner’s Insurance Covers

Surprising Things Your Homeowner’s Insurance Covers

Laura Adams | June 2, 2017

Your homeowner’s insurance covers more than just your home. These policies also provide protection for things that few policyholders would…