Mary Hunt
Mary Hunt, founder and publisher of Debt-Proof Living newsletter, based in Paramount, California. 12 issues. $28/yr. 800-550-3502. www.debtproofliving.com She is author of 18 books, including Debt-Proof Your Holidays (Broadman & Holman).
To save money when dining out, book a reservation in advance online through OpenTable.com. You will get discounts and points that can be turned in for cash — exact amounts depend on the restaurant and time of reservation. Also, clip coupons from Sunday newspapers, mailbox coupon packs and free penny-saving publications. Restaurants often offer discounts this way. The Entertainment Book (about $30*) offers a wide variety of restaurant discounts — using just two or three discounts pays for the book (888-231-7283, www.entertainment.com). If you like a specific restaurant, sign up for its reward program — you will get special deals by E-mail. Watch for promotions, such as Kids Eat Free or Early-Bird Specials.
*Price subject to change.