- Plan for Social Security changes: On January 1, 2015, benefits increase by 1.7% to a maximum of $2,663 each month. Current workers: Maximum taxable earnings increase from $117,000 to $118,500.
- Review retirement plan contributions: If at all possible, contribute the maximum to your employer’s plan. Ask Human Resources whether you are on target to reach the 2015 limit…$18,000 for 401(k)s, plus an extra $6,000 if you are 50 or older.
- Boost your creativity: January is International Creativity Month. To spark your imagination, look at something blue or green…write by hand instead of typing…or try other strategies from Greatist.com/happiness/ways-to-boost-creativity.
- Get your flu shot now (if you haven’t already): Activity usually peaks in February—and it takes about two weeks to develop protective antibodies.
- Give blood during National Blood Donor Month: Call your local hospital or the American Red Cross (800-448-3543) to find out when and where to give.
