If you’re an investor or business owner, you likely have encountered the term “marginal cost” and wondered what it means. To find out, Bottom Line...
Financial
From expert advice on investments and budgeting to discussions about economic trends and retirement planning, these articles aim to equip readers with the knowledge they need to manage their personal finances, make informed monetary decisions, and otherwise navigate the complexities of the financial world. Whether readying savings for the future or maneuvering day-to-day costs, the insightful advice equips readers to take control of their fiscal picture and achieve economic stability.
All Financial Articles
Why Is My Tax Refund Taking So Long? Common Causes, Solutions and What to Do Next
Who doesn’t love getting a tax refund? But when it feels like too much time has gone by without hearing from the IRS, a lot...
Estate Planning for Second Marriages
Second marriages inevitably create estate-planning complications, warns attorney Martin Shenkman, CPA. The need to update beneficiary designations, powers of attorney and other documents to name...
How to Calculate Your Discretionary Income
Discretionary income is an intuitive concept, but it is worth more than a passing thought. Understanding your discretionary income can help you align your thinking...
Best Mutual Funds Now
This year’s stock market is a head-scratcher. The US economy is healthy…but investors have preferred overseas markets. The S&P 500 reached all-time highs, even as...
What Is Equity? And How Does It Work?
The term “equity” is used in different senses throughout the finance world, so you may be wondering, What is equity? Bottom Line Personal asked Eric...
When Can I Retire?
The average age of retirement today is 62. But the US retirement age for Social Security is currently 66 to 67…and it may rise even...
Best and Worst States to Retire in 2026
Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according to a recent survey by...
Understanding Construction Loan Rates: What Homebuilders Need to Know
If you’re planning on building your own home, you’ll probably need to learn about construction loans to help finance your project. Keith Gumbinger, vice president...
Investing for Beginners: How to Get Started
“The secret of getting ahead is getting started.” That quote often is attributed to Mark Twain—though like so many other things Twain is said to...
What Is Coinsurance…and How Does It Work?
You’ve probably seen the word “coinsurance” mentioned in your health-care policy…or perhaps you’ve been told by the pharmacy or doctor’s office that you owe a...
Fee-Only Financial Planners
Do you know whether your financial advisor is overcharging you? Or if the advice you get is always in your best interest? You’re not alone. ...
