Many older Americans have a secret when it comes to estate planning—they intend to leave their life’s savings to their children…just as long as their...
Personal Finances
All Personal Finances Articles
How Many Credit Cards Should You Have?
The Internet is full of articles recommending credit cards, but how many of those cards should be in your wallet? The average American has around...
Overlooked Trusts to Protect and Pass On Your Assets
You may be familiar with trusts as a way to avoid the inconvenience and public exposure of putting your estate through probate after you die....
What Is APY?
The financial world is full of acronyms, and many of them are not always fully understood. APY is certainly among them. It is the acronym...
Why Are Eggs So Expensive?
Egg prices are astronomical right now. It’s no secret that avian influenza, or bird flu, is to blame for those high prices. But just how...
Health Savings Account: How to Use Your HSA to Save for Retirement
A Health Savings Account (HSA) is a powerful financial tool available to many Americans, yet they remain underused and often misunderstood, says HSA expert Roy...
Best Credit Cards That Offer Travel Insurance
What’s the best credit card for travel? People generally pick whichever travel-focused card provides the most frequent-flier miles on the airline they fly or points...
The Rule of 72
Want to double your investment money? Follow the rule of 72. It’s a quick and convenient shortcut to estimate how long an investment you own...
Money Mistakes…and What You Can Learn from Them
Even the most accomplished financial professionals make money mistakes. Warren Buffett’s right-hand man Charlie Munger once said, “There’s nothing that produces wisdom more thoroughly than...
Do You Need Title Lock Insurance?
Chances are you’ve seen online ads warning of identity thieves who will try to steal your home right out from under you. According to the...
Debt Consolidation
You’ve probably seen the ads—debt-settlement companies promise to help people who are drowning in debt slash the amount they owe. These services can be a...
Best First Credit Card to Build Credit
It’s a fact—you need credit to get credit. But obtaining a first credit card can be a challenge for young adults. Most credit cards aren’t...