Credit & Debt

Credit Cards

The Best Low-Rate Credit Cards for a Rising Rate Environment

As interest rates rise, you could save money by transferring your balance to low-rate credit cards.

Credit Cards

The Best Credit Cards for 2019

You can reap tremendous rewards from these top credit cards by using each to spend in its most rewarding categories.

Credit Report Score

There’s a New Credit Scoring System—It Could Help or Hurt You

The new UltraFICO system could boost your credit score enough for you to obtain a loan or credit card, but there are important drawbacks.

Credit Report Score

Where You Buy a House Affects Your Credit Score

According to a study of 50 cities, where you buy a house has a big effect on how much your credit score suffers when you take out a mortgage.

Credit Cards

When a Store Offers You Its Credit Card, Turn It Down or You’ll Regret It

While three out of four Americans report having had a store credit card, nearly half of those say they regret having gotten it.

Credit Report Score

This is What You Can Learn About Credit Scores from Older People

The magic number that represents a borrower's risk to lenders tends to grow as the borrower gets older. But you can improve your score at any age.

Credit & Debt

This Should Be Your Number-One Financial Priority—and It’s a Growing Problem

Most people say that reducing what they owe is their top financial priority, so why are they taking on more debt instead?

Credit Cards

Lending Out Your Credit Card Often Backfires

Tens of millions of Americans have suffered negative consequences after letting family members or close friends make purchases on their credit cards.

Credit & Debt

Credit Freezes Are Now Free

Until now, consumers often had to pay $3 to $10 to each of the three major credit bureaus to freeze credit. Not anymore.

Credit Cards

Don’t Get Stiffed If You Pick Up a Tab to Get Credit Card Rewards

It might make sense to pay everyone’s tab on your credit card to get extra rewards, but not if they don’t pay you back.

Credit & Debt

How to Avoid the Rising Dangers of Debt in Retirement

It’s vital to pay attention to the warning signs that debt is getting out of hand at a time when carrying debt has become the new normal for older Americans.

Credit Cards

Beware Tricky Credit Card Fees When Traveling Overseas

About half of all credit cards charge foreign transaction fees—and they can cost card users a lot. Here’s how to avoid foreign transaction fees.

Credit Cards

Confused by Your Credit Card Rewards Program? Join the Club

A study found that 45% of Americans are unclear about their credit card rewards. Here’s how to understand yours.

Credit Cards

Best Credit Cards for 2018

The credit card you choose will depend on whether you are a big borrower...traveler...foodie...or driver...or a small-business person or student.

Credit Report Score

5 Common Mistakes That Can Sink Your Credit Score

According to the title of a book by credit expert John Ulzheimer, you're nothing but a number. Whether you are…