Credit & Debt

Credit Cards

The Best Store Credit Cards

Pros and cons of the most popular store credit cards.

Credit Report Score

Your Credit Score Could Change Under New FICO System

FICO is changing the way it reviews your credit habits, which could mean a lower—or higher—credit-risk score than before.

Credit Cards

The “Best” Credit Card for 2020? That Depends on How You Spend

With credit card rewards as high as 5% or 6%, creating a portfolio of cards can pay off big. Here’s how…

Credit Report Score

How to Maintain Your Credit Score in Retirement

Even in retirement, a low credit score can hurt you. Here’s how to bolster your score when you’re no longer working.

Personal Loans

Despite Lower Rates, Most Vehicle Owners Shouldn’t Refinance

Here’s how to assess the possible savings by refinancing an auto loan.

Credit Cards

Credit Card Issuers Are Slashing Key Benefits

Credit card benefits such as rental car insurance and trip-cancellation coverage are fading and you may not notice until it’s too late.

Credit Cards

Best Credit Cards for International Travelers

WalletHub looked at credit cards that are popular with international travelers & reported on which ones have the best perks & can save you the most money.

Credit Cards

Prepaid Cards Gain New Protections

New rules require that prepaid debit cards—including Social Security and veterans cards— provide protections covering errors, fraud and theft.

Credit Cards

The Best Low-Rate Credit Cards for a Rising Rate Environment

As interest rates rise, you could save money by transferring your balance to low-rate credit cards.

Credit Cards

The Best Credit Cards for 2019

You can reap tremendous rewards from these top credit cards by using each to spend in its most rewarding categories.

Credit Report Score

There’s a New Credit Scoring System—It Could Help or Hurt You

The new UltraFICO system could boost your credit score enough for you to obtain a loan or credit card, but there are important drawbacks.

Credit Report Score

Where You Buy a House Affects Your Credit Score

According to a study of 50 cities, where you buy a house has a big effect on how much your credit score suffers when you take out a mortgage.

Credit Cards

When a Store Offers You Its Credit Card, Turn It Down or You’ll Regret It

While three out of four Americans report having had a store credit card, nearly half of those say they regret having gotten it.

Credit Report Score

This is What You Can Learn About Credit Scores from Older People

The magic number that represents a borrower's risk to lenders tends to grow as the borrower gets older. But you can improve your score at any age.

Credit & Debt

This Should Be Your Number-One Financial Priority—and It’s a Growing Problem

Most people say that reducing what they owe is their top financial priority, so why are they taking on more debt instead?