Credit Report Score

Credit Report Score

There’s a New Credit Scoring System—It Could Help or Hurt You

The new UltraFICO system could boost your credit score enough for you to obtain a loan or credit card, but there are important drawbacks.

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Where You Buy a House Affects Your Credit Score

According to a study of 50 cities, where you buy a house has a big effect on how much your credit score suffers when you take out a mortgage.

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This is What You Can Learn About Credit Scores from Older People

The magic number that represents a borrower's risk to lenders tends to grow as the borrower gets older. But you can improve your score at any age.

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5 Common Mistakes That Can Sink Your Credit Score

According to the title of a book by credit expert John Ulzheimer, you're nothing but a number. Whether you are…

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Credit Bureaus Are Erasing Negative Info

Credit scores for millions of people will get a boost this year as tax liens and most civil judgments are…

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Avoid Big Credit-Repair Mistakes

Having out-of-date or inaccurate information removed from your credit report could boost your credit score, making it less expensive for…

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Rejected Despite Great Credit?

People who have excellent credit scores—750 or above—might assume that they can land any credit card or reasonable loan they…

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Easy Ways to Boost Credit Scores

To boost your credit score…  Keep the percentage of revolving credit you use—such as credit cards—to 30% or less, and -ideally…

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New Rules Could Boost Your Credit Score

The major credit-reporting agencies have agreed to make policy changes that could boost your credit scores. What you can expect…

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The New FICO Rules Are Tricky

It soon may be easier and less expensive to obtain credit, thanks to updates to the FICO scoring system, which…

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Secret Consumer Scores

They're not credit scores, but they can cost you big They know what you buy. They know what you eat.…

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All Those Credit Card Offers Are Tempting…But What Happens to Your Credit Score If You Say “Yes”?

You may be tempted by dazzling offers to add another credit card to your wallet…and another…and another. But can adding…

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How to Get an Absolutely, Totally Free Credit Score

(And avoid the phony ones) We no longer have to pay to learn the credit scores that play a big…

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Surprising Ways You Can Hurt Your Credit Score

... even if you pay your bills in full each month Many would-be borrowers are discovering that their good credit…

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How to Fix a Credit Report Error

Insider secrets that will raise your credit score The credit reports of more than one out of every five Americans…