Credit & Debt

Credit Cards

10 Tricky Terms: Deciphering Credit Card Language

In the world of credit cards, almost everything that you are told can be confusing or misleading—and that includes ads,…

Credit Cards

Avoid These Credit Card Balance-Transfer Mistakes

That offer you get in the mail to transfer your high-interest credit card debt to a card with a 0%…

Credit Report Score

Credit Bureaus Are Erasing Negative Info

Credit scores for millions of people will get a boost this year as tax liens and most civil judgments are…

Credit Report Score

Avoid Big Credit-Repair Mistakes

Having out-of-date or inaccurate information removed from your credit report could boost your credit score, making it less expensive for…

Credit Cards

Beware These Tricky Store Credit Cards

Make a purchase at a major retail chain, and you might be asked if you would like to sign up…

Credit Report Score

Rejected Despite Great Credit?

People who have excellent credit scores—750 or above—might assume that they can land any credit card or reasonable loan they…

Credit & Debt

Debt Collectors Are Digging Up Old Debts

Collection agencies often buy up delinquent loans and unpaid bills from many years ago and then demand payment from the…

Credit Cards

Credit Cards Trick You Into Paying Interest

Do you ever pay just the minimum required amount on a credit card balance even if you could afford to…

Credit Cards

Avoid Getting Your Credit Card Declined

In September 2014, President Barack Obama and First Lady Michelle Obama dined at Estela, a New York City restaurant. The…

Credit Report Score

Easy Ways to Boost Credit Scores

To boost your credit score…  Keep the percentage of revolving credit you use—such as credit cards—to 30% or less, and -ideally…

Credit Cards

Warehouse Clubs Offer Enticing Credit Cards

The warehouse clubs Costco, Sam’s Club and BJ’s are offering no-fee credit cards with attractive enticements ranging up to 4%…

Credit Report Score

Easy Ways to Boost Credit Scores

To boost your credit score… • Keep the percentage of revolving credit you use—such as credit cards—to 30% or less, and…

Credit Cards

The Best Credit Cards for 2016

Top Choices for Cash Back…Lowest Interest Rates…More The come-ons are tempting. There are credit cards that offer 2% cash back…

Credit Cards

Vanishing Credit Card Perks

Credit card issuers have been cutting back on card benefits—a move that could cost you money and cause you hassle.…

Credit Cards

You Can Avoid Credit Card Balance-Transfer Fees

If you want to lower the interest rate on your credit card balance, you might choose to transfer the balance…