Credit & Debt

Credit & Debt

This Should Be Your Number-One Financial Priority—and It’s a Growing Problem

Most people say that reducing what they owe is their top financial priority, so why are they taking on more debt instead?

Credit Cards

Lending Out Your Credit Card Often Backfires

Tens of millions of Americans have suffered negative consequences after letting family members or close friends make purchases on their credit cards.

Credit & Debt

Credit Freezes Are Now Free

Until now, consumers often had to pay $3 to $10 to each of the three major credit bureaus to freeze credit. Not anymore.

Credit Cards

Don’t Get Stiffed If You Pick Up a Tab to Get Credit Card Rewards

It might make sense to pay everyone’s tab on your credit card to get extra rewards, but not if they don’t pay you back.

Credit & Debt

How to Avoid the Rising Dangers of Debt in Retirement

It’s vital to pay attention to the warning signs that debt is getting out of hand at a time when carrying debt has become the new normal for older Americans.

Credit Cards

Beware Tricky Credit Card Fees When Traveling Overseas

About half of all credit cards charge foreign transaction fees—and they can cost card users a lot. Here’s how to avoid foreign transaction fees.

Credit Cards

Confused by Your Credit Card Rewards Program? Join the Club

A study found that 45% of Americans are unclear about their credit card rewards. Here’s how to understand yours.

Credit Cards

Best Credit Cards for 2018

The credit card you choose will depend on whether you are a big borrower...traveler...foodie...or driver...or a small-business person or student.

Credit Report Score

5 Common Mistakes That Can Sink Your Credit Score

According to the title of a book by credit expert John Ulzheimer, you're nothing but a number. Whether you are…

Credit Cards

10 Tricky Terms: Deciphering Credit Card Language

In the world of credit cards, almost everything that you are told can be confusing or misleading—and that includes ads,…

Credit Cards

Avoid These Credit Card Balance-Transfer Mistakes

That offer you get in the mail to transfer your high-interest credit card debt to a card with a 0%…

Credit Report Score

Credit Bureaus Are Erasing Negative Info

Credit scores for millions of people will get a boost this year as tax liens and most civil judgments are…

Credit Report Score

Avoid Big Credit-Repair Mistakes

Having out-of-date or inaccurate information removed from your credit report could boost your credit score, making it less expensive for…

Credit Cards

Beware These Tricky Store Credit Cards

Make a purchase at a major retail chain, and you might be asked if you would like to sign up…

Credit Report Score

Rejected Despite Great Credit?

People who have excellent credit scores—750 or above—might assume that they can land any credit card or reasonable loan they…