Credit & Debt

Avoid These Credit Card Balance-Transfer Mistakes

Avoid These Credit Card Balance-Transfer Mistakes

June 15, 2017

That offer you get in the mail to transfer your high-interest credit card debt to a card with a 0%…

Credit Bureaus Are Erasing Negative Info

Credit Bureaus Are Erasing Negative Info

Matt Schulz | May 8, 2017

Credit scores for millions of people will get a boost this year as tax liens and most civil judgments are…

Avoid Big Credit-Repair Mistakes

Avoid Big Credit-Repair Mistakes

April 21, 2017

Having out-of-date or inaccurate information removed from your credit report could boost your credit score, making it less expensive for…

Rejected Despite Great Credit?

Rejected Despite Great Credit?

March 6, 2017

People who have excellent credit scores—750 or above—might assume that they can land any credit card or reasonable loan they…

Debt Collectors Are Digging Up Old Debts
Credit & Debt

Debt Collectors Are Digging Up Old Debts

Gerri Detweiler | March 6, 2017

Collection agencies often buy up delinquent loans and unpaid bills from many years ago and then demand payment from the…

Avoid Getting Your Credit Card Declined

Avoid Getting Your Credit Card Declined

Bill Hardekopf | October 10, 2016

In September 2014, President Barack Obama and First Lady Michelle Obama dined at Estela, a New York City restaurant. The…

Easy Ways to Boost Credit Scores

Easy Ways to Boost Credit Scores

Greg McBride, CFA | August 10, 2016

To boost your credit score…  Keep the percentage of revolving credit you use—such as credit cards—to 30% or less, and -ideally…

Warehouse Clubs Offer Enticing Credit Cards

Warehouse Clubs Offer Enticing Credit Cards

Amber Stubbs | June 21, 2016

The warehouse clubs Costco, Sam’s Club and BJ’s are offering no-fee credit cards with attractive enticements ranging up to 4%…

The Best Credit Cards for 2016

The Best Credit Cards for 2016

Odysseas Papadimitriou | December 29, 2015

Top Choices for Cash Back…Lowest Interest Rates…More The come-ons are tempting. There are credit cards that offer 2% cash back…

Vanishing Credit Card Perks

Vanishing Credit Card Perks

Bill Hardekopf | November 4, 2015

Credit card issuers have been cutting back on card benefits—a move that could cost you money and cause you hassle.…

You Can Avoid Credit Card Balance-Transfer Fees

You Can Avoid Credit Card Balance-Transfer Fees

Scott Bilker | October 14, 2015

If you want to lower the interest rate on your credit card balance, you might choose to transfer the balance…

Debt Is Good!
Credit & Debt

Debt Is Good!

Thomas J. Anderson | June 2, 2015

Unconventional Financial Advice for Retirees The debt load for older Americans is growing bigger. According to the Employee Benefit Research…

New Rules Could Boost Your Credit Score

New Rules Could Boost Your Credit Score

May 27, 2015

The major credit-reporting agencies have agreed to make policy changes that could boost your credit scores. What you can expect…

“Chip” Cards Have Security Gaps

“Chip” Cards Have Security Gaps

Matt Schulz | May 1, 2015

Many credit card issuers are ­finally starting to issue cards in the US embedded with microchips, a security measure used…

Attention Savers, Borrowers, Credit Card Users!
Credit & Debt

Attention Savers, Borrowers, Credit Card Users!

Tom Parsons | April 14, 2015

What to Do Now That Interest Rates Are So Low Just a few months ago, it seemed like a sure…