Credit & Debt

Credit Cards

The Best Credit Cards for 2016

Top Choices for Cash Back…Lowest Interest Rates…More The come-ons are tempting. There are credit cards that offer 2% cash back…

Credit Cards

Vanishing Credit Card Perks

Credit card issuers have been cutting back on card benefits—a move that could cost you money and cause you hassle.…

Credit Cards

You Can Avoid Credit Card Balance-Transfer Fees

If you want to lower the interest rate on your credit card balance, you might choose to transfer the balance…

Credit & Debt

Debt Is Good!

Unconventional Financial Advice for Retirees The debt load for older Americans is growing bigger. According to the Employee Benefit Research…

Credit Report Score

New Rules Could Boost Your Credit Score

The major credit-reporting agencies have agreed to make policy changes that could boost your credit scores. What you can expect…

Credit Cards

“Chip” Cards Have Security Gaps

Many credit card issuers are ­finally starting to issue cards in the US embedded with microchips, a security measure used…

Credit & Debt

Attention Savers, Borrowers, Credit Card Users!

What to Do Now That Interest Rates Are So Low Just a few months ago, it seemed like a sure…

Credit Cards

Beware of These “Chip” Credit Cards

Despite a run of credit card data breaches, major card issuers are choosing not to offer the most secure version…

Credit Cards

The Best Credit Cards for 2015

Top Choices for Cash Back…Travel Rewards…More Choosing the best credit card can be tricky. It depends on which features and…

Credit Cards

The Store Credit Cards Worth Having

Perks Include 15% Off...0% Financing...Free Shipping...More Store cards—those merchant-branded credit cards offered by many large retailers—can provide some very appeal...

Credit Report Score

The New FICO Rules Are Tricky

It soon may be easier and less expensive to obtain credit, thanks to updates to the FICO scoring system, which…

Credit & Debt

Home Equity Lines of Credit: The New Rules

Home-equity lines of credit, which became scarce as banks pulled back and consumers grew wary during the housing market bust,…

Credit Report Score

Secret Consumer Scores

They're not credit scores, but they can cost you big They know what you buy. They know what you eat.…

Credit Report Score

All Those Credit Card Offers Are Tempting…But What Happens to Your Credit Score If You Say “Yes”?

You may be tempted by dazzling offers to add another credit card to your wallet…and another…and another. But can adding…

Credit Report Score

How to Get an Absolutely, Totally Free Credit Score

(And avoid the phony ones) We no longer have to pay to learn the credit scores that play a big…