Credit & Debt

Credit Cards

Stay-At-Home Spouses Can Obtain Credit Cards Again

Housewives and house husbands who have been unable to qualify for credit cards during the past two years should try…

Credit Report Score

Watch Out for the $1 Credit Score

Credit-reporting bureaus have a new way to coax us into paying big bucks for a monthly credit-monitoring service by charging…

Credit Cards

The Best (and Worst) Credit Cards for 2011

Credit card issuers have been flooding mailboxes with new offers after pulling way back in 2009 amid a credit crisis…

Credit Cards

Best Credit Cards for 2013

One even offers 6% cash back on groceries Attractive credit card offers are available again for consumers who seek better…

Credit Cards

Sneaky Credit Card Fees

The government stopped some, but these slipped through The federal government has taken steps to protect consumers from the credit…

Credit Cards

Secrets that Credit Card Companies Still Hide

A credit card that offers the lowest interest rate or most attractive rewards program isn’t necessarily the best card to…

Credit Report Score

It’s Harder Than Ever to Get a Great Credit Score

How to do it in these tricky times A single misstep can hurt your credit score for years. That could…

Credit Cards

You Charged What?! How to Avoid Family Fights Over Credit Cards

Credit cards provide great convenience, but they can also create friction and escalate financial tensions within a family, especially at…

Credit Cards

How to Beat Credit Card Fees and Tricks

Credit card fees continue to climb at an appalling rate. Balance transfer fees have gone up by 300% in the…

Credit Cards

Free Credit Card Perks

Extended warranties, purchase protection, insurance, more Credit card companies are notorious for sticking their customers with hidden fees, but cardholders…

Credit Cards

You Can Outwit Credit Card Companies

The moves to make now... Hidden fees, high interest rates and penalties can make credit cards extremely expensive. Tricks to…

Personal Loans

It’s a Perfect Time to Make a Loan to a Family Member… But Do It Right!

Interest-free loans are a favorite way for better-off family members to help others with financial needs -- such as parents…

Credit Cards

Why It Pays to Use Your Credit Card

It is not always best to pay in cash. Putting a purchase on a credit card may help you if…

Credit & Debt

How to Get Rid of Debt Collectors

Debt collection agencies often harass consumers to pay their bills. Unfortunately, the collectors do not always get their facts right.…

Credit & Debt

What Debt Collectors Don’t Want You to Know

More and more Americans are getting calls from debt collectors -- for unpaid medical bills, mortgages, car loans, credit card…