Credit & Debt

Sneaky Credit Card Fees

Sneaky Credit Card Fees

Kathleen Day | December 21, 2012

The government stopped some, but these slipped through The federal government has taken steps to protect consumers from the credit…

Secrets that Credit Card Companies Still Hide

Secrets that Credit Card Companies Still Hide

September 13, 2012

A credit card that offers the lowest interest rate or most attractive rewards program isn’t necessarily the best card to…

It’s Harder Than Ever to Get a Great Credit Score

It’s Harder Than Ever to Get a Great Credit Score

September 10, 2012

How to do it in these tricky times A single misstep can hurt your credit score for years. That could…

You Charged What?! How to Avoid Family Fights Over Credit Cards

You Charged What?! How to Avoid Family Fights Over Credit Cards

Howard S. Dvorkin, CPA | September 4, 2012

Credit cards provide great convenience, but they can also create friction and escalate financial tensions within a family, especially at…

How to Beat Credit Card Fees and Tricks

How to Beat Credit Card Fees and Tricks

Curtis Arnold | September 4, 2012

Credit card fees continue to climb at an appalling rate. Balance transfer fees have gone up by 300% in the…

Free Credit Card Perks

Free Credit Card Perks

Curtis Arnold | September 4, 2012

Extended warranties, purchase protection, insurance, more Credit card companies are notorious for sticking their customers with hidden fees, but cardholders…

You Can Outwit Credit Card Companies

You Can Outwit Credit Card Companies

Curtis Arnold | August 28, 2012

The moves to make now... Hidden fees, high interest rates and penalties can make credit cards extremely expensive. Tricks to…

It’s a Perfect Time to Make a Loan to a Family Member… But Do It Right!

It’s a Perfect Time to Make a Loan to a Family Member… But Do It Right!

Sidney Kess, CPA, JD | August 22, 2012

Interest-free loans are a favorite way for better-off family members to help others with financial needs -- such as parents…

Why It Pays to Use Your Credit Card

Why It Pays to Use Your Credit Card

Curtis Arnold | August 20, 2012

It is not always best to pay in cash. Putting a purchase on a credit card may help you if…

How to Get Rid of Debt Collectors
Credit & Debt

How to Get Rid of Debt Collectors

Paul Stephens | August 15, 2012

Debt collection agencies often harass consumers to pay their bills. Unfortunately, the collectors do not always get their facts right.…

What Debt Collectors Don’t Want You to Know
Credit & Debt

What Debt Collectors Don’t Want You to Know

Gerri Detweiler | August 8, 2012

More and more Americans are getting calls from debt collectors -- for unpaid medical bills, mortgages, car loans, credit card…

Pay Off Your Smallest Debt First
Credit & Debt

Pay Off Your Smallest Debt First

Dave Ramsey | August 3, 2012

  Pay off your smallest debt first to be motivated to continue paying off your debts. Most financial advisers recommend…

Don’t Pay Steep Fees for Credit Monitoring

Don’t Pay Steep Fees for Credit Monitoring

Paul Stephens | August 2, 2012

The danger of credit fraud is not nearly as great as once thought, according to the latest statistics -- and…

Digging Out of Debt
Credit & Debt

Digging Out of Debt

Gerri Detweiler | August 2, 2012

Six Strategies That Work The average American adult carries more than $16,000 in debt (excluding home mortgages) -- and that…

Borrow Better
Credit & Debt

Borrow Better

Greg McBride, CFA | July 30, 2012

How to get the best deal now on every type of loan The ongoing credit crisis has made it more…