Financial Planning

Financial Planning

How to Raise Emergency Cash Quickly

There are various steps you can take now to bolster your cash cushion while limiting damage to your long-term financial plans.

Retirement Planning

Great Time for a Roth Conversion, But Ask Yourself 3 Questions First

The stock market crash may have put you in position to take advantage of a Roth conversion. Here’s how to know.

Retirement Planning

Secrets to Lowering Your Taxes in Retirement

Here are several strategies—including those that go against conventional wisdom—that will help you dramatically reduce taxes you owe the government in retirement.

Financial Planning

Cash-Strapped by the Pandemic? How to Raise Money—Sarah Hiner Talks to Greg McBride, CFA, Bankrate.com

Advice for those in a pandemic-related cash crunch on how to renegotiate bills, reduce expenses and take advantage of money that is available to you.

Retirement Planning

How to Protect Inherited Retirement Accounts Under New Federal Law

Although the new federal law called the Secure Act provides many advantages for people with retirement accounts

Retirement Planning

401(k) vs. IRA Early Withdrawal Mistakes

In a financial crunch? Consider an early withdrawal from your retirement account but beware of these mistakes.

Retirement Planning

Do You Need to Catch Up on Retirement Savings?

A recent survey shows which age groups are in the worst shape for retirement and what they can do about it.

Retirement Planning

The Big Social Security Mistake Most People Make

Very few people pick the right age to start collecting Social Security, sacrificing many thousands of dollars, according to a new study.

Financial Advisers

Financial Advisers Reveal the Worst Mistakes Their Clients Made

You would be shocked by the financially foolish things some people do. You can learn to avoid disaster from these financial goofs.

Retirement Planning

Don’t Make a Costly Mistake with Your Retirement Savings When Changing Jobs

If you’re switching jobs, here’s how to make sure you’re making the right moves with your retirement savings.

Financial Planning

Prepare Your Finances for a Possible Recession

Don’t let an economic downturn hurt your investments or your savings, borrowing and spending.

Financial Planning

Employers Are Helping Build Emergency Savings

Help is available to build rainy-day funds. Hundreds of companies have programs to encourage employees to save for unanticipated expenses.

Financial Planning

Don’t Let Faulty Beliefs About Money Ruin Your Financial Life

The inaccurate beliefs and harmful attitudes from childhood about how we should deal with money can be unlearned. Here’s how.

Financial Planning

How Parents Give Children Allowance Money Is Changing

Giving kids allowance is changing with tech-savvy kids. Here’s how to turn it into a teaching moment and prepare them for financial responsibility.

Retirement Planning

New Rules for Retirement and Education Savings Plans

Vital reading for people with 401(k)s, IRAs, 529 plans to understand how proposed new federal legislation would affect people with 401(k)s, IRAs and 529 plans.