Financial Planning

Financial Planning

Strategic Money Moves for a Tough 2023

There are tough times ahead, as investors and consumers head into decades-high inflation, fast-­rising interest rates and an economy teetering…

Financial Planning

Learn From the Money Experts’ Mistakes

With a bear market and an economy teetering on recession, any money missteps you make now tend to be amplified.…

Financial Planning

When the Bear Bites Your 529

The bear market has been especially painful for parents of college students or children about to attend college. Their “529”…

Financial Planning

Dealing with Post-Pandemic Financial Upheaval

The pandemic’s daunting psychological challenges are largely behind us. Now it’s time to deal with the financial challenges. These are…

Financial Planning

401(k) Prediction

Too rattled to look at your 401(k) statements in recent months? At the very least, peek at a new feature…

Financial Planning

Analysts Worth Listening To

Wall Street analysts wield enormous influence on investors even though most have only mediocre track records—in fact, more than half…

Financial Planning

Strategies to Simplify Your Money… and Your Life

When we look to improve or alter our financial lives, we instinctively add stuff. The result? An unwieldy mess of…

Financial Planning

What to Do If Your Pension Plan “De-Risks”

If you have a defined-benefit pension from your employer, you could face a common scenario—your company may decide to offload…

Financial Planning

RMDs in Today’s Bear Market

The bear market is a double dose of bad news for many retirees. Not only has the value of their…

Financial Planning

Is the 60-40 Portfolio Dead?

For decades, an allocation of 60% stocks and 40% bonds was a winning strategy that provided strong annual returns with…

Financial Planning

Take Steps to Lower Your Cell-Phone Bill Now

Even if you don’t keep a close eye on your cell-phone bill, you’ve still probably gotten the sinking feeling that…

Financial Planning

Home-Stretch Money Troubles

There is no good time to endure a major financial setback, but in or near retirement is an especially bad…

Financial Planning

The Financial Risk of Early Decision

Students who apply to a college for “early decision” and who are accepted commit to enrolling in that school. Problem:…

Financial Planning

Avoid These Social Security Traps

How wise are your Social Security decisions? Social Security benefits account for approximately one of every three dollars received by…

Financial Planning

Go Rogue! Using Unconventional Wisdom to Guide Your Financial Decisions

Top economist and Wall Street gadfly Laurence J. Kotlikoff, PhD, believes that the way most of us go about planning…