Financial Planning

Financial Planning

RMDs in Today’s Bear Market

The bear market is a double dose of bad news for many retirees. Not only has the value of their…

Financial Planning

Is the 60-40 Portfolio Dead?

For decades, an allocation of 60% stocks and 40% bonds was a winning strategy that provided strong annual returns with…

Financial Planning

Take Steps to Lower Your Cell-Phone Bill Now

Even if you don’t keep a close eye on your cell-phone bill, you’ve still probably gotten the sinking feeling that…

Financial Planning

Home-Stretch Money Troubles

There is no good time to endure a major financial setback, but in or near retirement is an especially bad…

Financial Planning

The Financial Risk of Early Decision

Students who apply to a college for “early decision” and who are accepted commit to enrolling in that school. Problem:…

Financial Planning

Avoid These Social Security Traps

How wise are your Social Security decisions? Social Security benefits account for approximately one of every three dollars received by…

Financial Planning

Go Rogue! Using Unconventional Wisdom to Guide Your Financial Decisions

Top economist and Wall Street gadfly Laurence J. Kotlikoff, PhD, believes that the way most of us go about planning…

Financial Planning

Bridging the Gap Between Siblings’ Finances

It can be difficult when one sibling has greater financial means than another. Here’s how to maintain your relationship despite your different financial situations.

Financial Planning

Ways to Estimate Life Expectancy

Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.

Financial Planning

Fix Your Financial Relationship With Your Partner

In many households, one partner handles the finances while the other is disengaged. In fact, only one in five couples…

Financial Planning

Great Actively Managed Funds to Invest In Now

If you are fed up with the high fees and mediocre performance of your mutual funds, you’re not alone. Over…

Financial Planning

Smart Money Strategies for 2022

The post-pandemic economy and consumer spending are robust. But surging inflation…global supply shortages…stocks near record highs…and bond yields near record…

Financial Planning

How to Get Rid of Your Timeshare

Getting out from under a timeshare that you no longer want can be expensive and difficult. Here are the steps to take to making it easier.

Financial Planning

7 Costly IRA Withdrawal Mistakes to Avoid

A single mistake in withdrawing money from an IRA can derail decades of contributions. Here’s how to avoid the traps.

Financial Planning

Choosing the Best-Value Wine on the Menu

The next time you order wine off a restaurant's wine list, go ahead and buy the second-cheapest bottle—surprisingly, it does not have the highest markups in price.