Credit & Debt

Debt Consolidation
Credit & Debt

Debt Consolidation

Gerri Detweiler | February 19, 2025

You’ve probably seen the ads—debt-settlement companies promise to help people who are drowning in debt slash the amount they owe.…

Best First Credit Card to Build Credit
Credit & Debt

Best First Credit Card to Build Credit

Ted Rossman | January 31, 2025

It’s a fact—you need credit to get credit. But obtaining a first credit card can be a challenge for young…

What Is a Guarantor? Who Can Be One and What Are the Risks
Credit & Debt

What Is a Guarantor? Who Can Be One and What Are the Risks

Keith ­Gumbinger | November 7, 2024

Steep real estate and car prices have made it especially difficult for many young adults to qualify for mortgages, car…

How To Dispute a Credit Card Charge
Credit & Debt

How To Dispute a Credit Card Charge

Ted Rossman | September 21, 2024

Are you having a problem with a merchant over a product or service?  Perhaps, the $3 tip tacked onto a…

Under-the-Radar Credit Cards
Credit & Debt

Under-the-Radar Credit Cards

Ted Rossman | July 1, 2024

The credit card landscape has been a bit static lately. There are plenty of great cards available…but they’re largely the…

Eight Tips to Pay Off Credit Card Debt Fast
Credit & Debt

Eight Tips to Pay Off Credit Card Debt Fast

Ted Rossman | June 21, 2024

If you are wondering how to get out of credit card debt—or how to consolidate credit card debt—you’re not alone.…

Which Credit Card Should Be In Your Wallet In 2024?
Credit & Debt

Which Credit Card Should Be In Your Wallet In 2024?

Ted Rossman | December 4, 2023

Spending patterns have shifted in recent years, and household budgets have been reshaped. Are your current credit cards still the…

Best Credit Cards for 2022
Credit & Debt

Best Credit Cards for 2022

Sara ­Rathner | June 4, 2022

Prices and interest rates are rising fast, and consumers are facing a range of changes in 2022—does that mean they…

The Best Credit Card Deals Now
Credit & Debt

The Best Credit Card Deals Now

December 23, 2021

When you close a credit card account, your available credit declines…the percentage of available credit you're using climbs. That costs you points on your credit score.

Closing Unused Credit Card Accounts Hurts Your Credit Score
Credit & Debt

Closing Unused Credit Card Accounts Hurts Your Credit Score

December 22, 2021

When you close a credit card account, your available credit declines…the percentage of available credit you're using climbs. That costs you points on your credit score.

Best Credit Cards 2021

Best Credit Cards 2021

Sara ­Rathner | June 1, 2021

The past year dramatically shifted how Americans spend their money—and that has shaken up the roster of most-rewarding credit cards.

The “Best” Credit Card for 2020? That Depends on How You Spend

The “Best” Credit Card for 2020? That Depends on How You Spend

Sara ­Rathner | April 29, 2020

With credit card rewards as high as 5% or 6%, creating a portfolio of cards can pay off big. Here’s how…

The Best Credit Cards for 2019

The Best Credit Cards for 2019

Jill Gonzalez | January 7, 2019

You can reap tremendous rewards from these top credit cards by using each to spend in its most rewarding categories.

The Best Credit Cards for 2016

The Best Credit Cards for 2016

Odysseas Papadimitriou | December 29, 2015

Top Choices for Cash Back…Lowest Interest Rates…More The come-ons are tempting. There are credit cards that offer 2% cash back…

How to Get an Absolutely, Totally Free Credit Score

How to Get an Absolutely, Totally Free Credit Score

June 2, 2014

(And avoid the phony ones) We no longer have to pay to learn the credit scores that play a big…