Students who apply to a college for “early decision” and who are accepted commit to enrolling in that school. Problem: These commitments are made before...
Personal Finances
All Personal Finances Articles
15 Fuel-Saving Driving Strategies
The recent run-up in fuel prices is straining budgets and making some drivers wonder why they bought gas-guzzling SUVs and pickups. Choosing a fuel-efficient vehicle...
Best Places to Stash Your Cash Now
Lift-off! After punishing savers with two years of near-zero short-term interest rates, the Federal Reserve expects to hike its benchmark rate seven times in 2022...
Beware This Loan for Energy-Efficient Upgrades
The caller is promoting a program to help homeowners invest in efficiency upgrades. You can get a new furnace, roof or solar panels at no...
Avoid These Social Security Traps
How wise are your Social Security decisions? Social Security benefits account for approximately one of every three dollars received by US retirees, yet many Americans...
Long-Term-Care Insurance Can Pay for In-Home Care
Many people would prefer to age at home rather than move into an assisted-living facility or nursing home. But for those who have or who...
Go Rogue! Using Unconventional Wisdom to Guide Your Financial Decisions
Top economist and Wall Street gadfly Laurence J. Kotlikoff, PhD, believes that the way most of us go about planning our finances is all wrong....
How To Hire The Right Plumber At The Right Price
Overwhelmed by the thought of finding a plumber—a good one who will do the work correctly and charge you fairly? Here’s how to make sure...
Bridging the Gap Between Siblings’ Finances
It can be difficult when one sibling has greater financial means than another. Here’s how to maintain your relationship despite your different financial situations.
Little-Known Tools for Retirement and Estate Planning
The upsides of IRAs and living trusts for retirement and estate-planning are widely known, but even savvy savers might not be aware that there’s a...
Ways to Estimate Life Expectancy
Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.
How to Choose a Charity Worthy of Your Money
The year is winding down…and that means donation time is nearing. Nonprofits will start filling mailboxes and airwaves with appeals for funds, as they do...
