Personal Finances

Be Cautious When Naming Beneficiaries for Your IRA
Wealthy and Wise

Be Cautious When Naming Beneficiaries for Your IRA

Gideon Rothschild, Esq. | February 18, 2019

As many readers are aware, IRAs can offer many benefits including the ability to defer taxes on the money placed…

Don’t Let “Step Therapy” Prevent You from Getting the Medication You Need

Don’t Let “Step Therapy” Prevent You from Getting the Medication You Need

Charles B. Inlander | January 14, 2019

We count on health insurance to help pay for our prescription drugs. But the new “step therapy” program can create obstacles. How to fight back…

Fight Your Medical Bills—and Win!

Fight Your Medical Bills—and Win!

Maureen Lamb | January 7, 2019

If you’ve been hit with a huge medical bill, don’t give up. Here’s how four groups of people fought health insurance denials and won.

The Best Credit Cards for 2019

The Best Credit Cards for 2019

Jill Gonzalez | January 7, 2019

You can reap tremendous rewards from these top credit cards by using each to spend in its most rewarding categories.

Here’s Who You Should Appoint as Your Executor or Trustee—and Who to Definitely Not Appoint
Wealthy and Wise

Here’s Who You Should Appoint as Your Executor or Trustee—and Who to Definitely Not Appoint

Gideon Rothschild, Esq. | December 24, 2018

Defaulting to the easiest or most obvious choice for your executor or trustee can have bad consequences—for your estate and your family.

Robo Advisors Are Closing Down—Here’s What to Do
Financial Advisers

Robo Advisors Are Closing Down—Here’s What to Do

David Goldstone | December 10, 2018

Robo advisors were supposed to make it easier to invest for the long-term, but several have already closed. Here’s how to deal with the dangers.

How To Erase Potentially Giant Capital Gains Taxes
Wealthy and Wise

How To Erase Potentially Giant Capital Gains Taxes

Gideon Rothschild, Esq. | November 5, 2018

There’s a legal technique for giving away, and then receiving back, appreciated assets that wipes out your capital gain exposure. But know the danger, too.

Best Way to Earn a Few Extra Bucks…or A Lot…In Retirement
Retirement Planning

Best Way to Earn a Few Extra Bucks…or A Lot…In Retirement

Nancy Collamer | October 26, 2018

Whether you want extra spending money or to bulk up your nest egg, there are plenty of ways for retirees to make $10,000, $25,000, or $50,000+.

How Much Single-Payer Health Care Would Really Cost

How Much Single-Payer Health Care Would Really Cost

October 22, 2018

Medicare for All, the idea that the government pays for health care, is gaining steam. But how much would it really cost? Or save? Here are the numbers.

Discounts That Actually Cost You Money

Discounts That Actually Cost You Money

Akshay Rao, PhD | October 12, 2018

Consumers often misjudge the benefits of promotional offers, especially when percentages are involved and even when they think they are being wary.

An Annuity Gains Appeal
Retirement Planning

An Annuity Gains Appeal

Stan Haithcock | August 30, 2018

Retirees are turning to deferred income annuities in droves to address concerns about market volatility and outliving their nest eggs.

How to Give to Charity from Your IRA (And Avoid Taxes)
The Pay-Less-Tax Man

How to Give to Charity from Your IRA (And Avoid Taxes)

Edward Mendlowitz, CPA, ABV, PFS | August 20, 2018

You might be able to make non-taxable gifts to charity directly from your IRA—and get additional tax benefits at the same time. Here’s how.

Are You a Trustee of a Life Insurance Trust? Know Your Obligations!
Wealthy and Wise

Are You a Trustee of a Life Insurance Trust? Know Your Obligations!

Gideon Rothschild, Esq. | August 6, 2018

Being trustee of a life insurance trust is not just an honorary title—you really do have some key responsibilities that you must perform.

The Dangers of Not Planning for Retirement—and How to Avoid Them
Personal Finances

The Dangers of Not Planning for Retirement—and How to Avoid Them

June 5, 2018

Consider this a warning from the future: Looking back, these are people’s biggest financial regrets…and we tell you how you can avoid them.

5 Mistakes to Avoid When Retiring Early
Retirement Planning

5 Mistakes to Avoid When Retiring Early

Wes Moss | May 24, 2018

Early retirement might be wonderful if you can afford it…but there are some very dangerous ways that many early retirees sabotage their own retirements.