Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.
Personal Finances
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Best Ways to Help A Grandchild Pay for College
How you help a grandchild pay for college can have a big effect on financial aid…taxes…and estate planning. Here are four options.
The Shrewdest Money Moves You Can Make in 2021
With interest rates way down and stock prices, as well as car prices, way up, Bottom Line Personal asked five financial experts for some of the…
7 Ways to Save Money on Prescription Drugs
Beyond generics and samples from your doctor or drug manufacturer…seven ways to save money on prescription medications.
Your Medicare Premiums Might Be Higher than They Should Be
If you are paying Medicare more than this amount, you might be able to lower your premium.
How to Protect Inherited Retirement Accounts Under New Federal Law
Although the new federal law called the Secure Act provides many advantages for people with retirement accounts
Prepare Your Finances for an Emergency Handoff
Confusion and costly mistakes can easily occur if you don’t plan ahead for someone to take over handling your finances in an emergency.
The “Best” Credit Card for 2020? That Depends on How You Spend
With credit card rewards as high as 5% or 6%, creating a portfolio of cards can pay off big. Here’s how…
How Your Trust Can Avoid Taxes by Changing States
You can completely avoid state income tax on a trust’s income based on guidelines from a recent US Supreme Court ruling. Here’s how.
The Best Medicare Advantage Plan
Members of Medicare Advantage plans share their insights to help you choose the best options.
Don’t Let Hospitals Make You Prepay Your Bill
Here’s what to say when hospitals ask you to prepay for a procedure, which they are increasingly doing.
The New Rules to Protect Your Online Accounts After You Die
The laws on controlling digital accounts after someone dies have been quietly changing. Here's what you need to know.