With interest rates at their highest in decades, it’s been easy for savers to safely earn interest on their money with annual percentage yields (APYs)...
Personal Finances
All Personal Finances Articles
Pros and Cons of Reverse Mortgages
Reverse mortgages don’t deserve their less-than-savory reputation. These days, reverse mortgages are heavily regulated by the US Department of Housing and Urban Development (HUD) and...
The Latest Email Scams
Email scams are becoming tougher than ever to detect. Thanks to artificial intelligence, even scammers who lack strong command of the English language or graphic...
The Cash Trap
After the historic losses bond investors suffered the past two years, it’s no wonder they are content to stash more than $6 trillion in money-market...
Five Factors Affecting Your Money During These Odd Times
The world was supposed to return to normal when the pandemic ended, but instead we now are faced with wars in Europe and the Middle...
How to Deal with a Financial Windfall
Who hasn’t dreamed about getting a financial windfall? Maybe you hit the lottery…received a large insurance settlement or a lump-sum pension payout…or a relative left...
The Right Way to Choose an Annuity
Annuity sales have soared to record levels lately as retirees and those nearing retirement are drawn to the guaranteed income stream offered by these insurance...
Put an End to Money Fights with Your Partner
What do couples argue about more than sex, household chores, time spent together and snoring? Money. Nearly half of US adults have fights with their partners...
Aging Alone? Financial Planning for Singles
Most personal finance guidance is directed at couples, but about half of women over age 65—and one of every five men—are single. The standard strategies...
Wealth Preservation Secrets of America’s Richest Families
Two families. Two fortunes. Two very different futures. A century ago, the Vanderbilts and the Rockefellers amassed astounding wealth. Cornelius Vanderbilt made his money in...
What is a Money Market Account?
We all know about checking and savings accounts, but you may not be aware of a third type of account. A money-market savings account combines...
Dr. Allen Sinai’s Forecast
 Through Year-End 2024
Daunting challenges face the stock market for the rest of 2024—from high interest rates and stubborn inflation to rising geopolitical tensions around the globe and...
