Personal Finances

Is an Annuity a Bad Idea in Today’s Economy?
Personal Finances

Is an Annuity a Bad Idea in Today’s Economy?

Scott Witt | February 8, 2023

Annuities can provide steady, reliable income during retirement, but in today’s high-inflation environment, it may not make sense to annuitize…

Create a Lasting Legacy with a Dynasty Trust
Estate Planning

Create a Lasting Legacy with a Dynasty Trust

Michael Gilfix, Esq. | February 5, 2023

An underused estate-planning tool could benefit your descendants down through the generations—or even the centuries. Dynasty trusts, sometimes called perpetual…

Strategies to Make the Most of Your Cash in 2023
Personal Finances

Strategies to Make the Most of Your Cash in 2023

Ken Tumin | February 3, 2023

Cash is no longer trash. Yields on bank and credit union deposit accounts soared in 2022, as the Federal Reserve…

Finding College Scholarships in 2023
Money Savers

Finding College Scholarships in 2023

Mark Kantrowitz | January 25, 2023

A quarter million dollars for a high school student’s ­science project…$30,000 for ­doodling …$10,000 for making a prom dress out…

Easy Ways to Save at the Grocery Store
Money Savers

Easy Ways to Save at the Grocery Store

Arthur VanDam, CPA | January 7, 2023

Grocery shopping is hard on your wallet, especially these days. Bottom Line Personal spoke with Arthur VanDam, CPA, president of…

Best Credit Cards for Today’s Inflation
Money Savers

Best Credit Cards for Today’s Inflation

Sara ­Rathner | January 4, 2023

Skyrocketing inflation is stretching budgets and devaluing savings. Credit card debt shot up 13% over a recent 12-month stretch as…

Strategic Money Moves for a Tough 2023
Personal Finances

Strategic Money Moves for a Tough 2023

Neena Mishra, CFA | December 15, 2022

There are tough times ahead, as investors and consumers head into decades-high inflation, fast-­rising interest rates and an economy teetering…

Learn From the Money Experts’ Mistakes
Personal Finances

Learn From the Money Experts’ Mistakes

Sam Dogen | December 4, 2022

With a bear market and an economy teetering on recession, any money missteps you make now tend to be amplified.…

Medicare Advantage Plans are Denying Payments
Money Savers

Medicare Advantage Plans are Denying Payments

Caitlin Donovan | November 22, 2022

Many seniors opt for private Medicare Advantage plans instead of traditional fee-for-service Medicare so they can access a broader array…

When the Bear Bites Your 529
Personal Finances

When the Bear Bites Your 529

Mark Kantrowitz | November 20, 2022

The bear market has been especially painful for parents of college students or children about to attend college. Their “529”…

Dealing with Post-Pandemic Financial Upheaval
Personal Finances

Dealing with Post-Pandemic Financial Upheaval

Alex Melkumian, PsyD, LMFT | November 1, 2022

The pandemic’s daunting psychological challenges are largely behind us. Now it’s time to deal with the financial challenges. These are…

401(k) Prediction
Personal Finances

401(k) Prediction

Christine Benz | October 20, 2022

Too rattled to look at your 401(k) statements in recent months? At the very least, peek at a new feature…

Beware: 6 Common Health Coverage Misconceptions
Money Savers

Beware: 6 Common Health Coverage Misconceptions

Maura Carley, MPH, CIC | October 18, 2022

How well do you understand your health coverage? In the world of health insurance and, to a lesser extent, Medicare,…

Medicare Advantage vs. Medigap
Medical Expenses

Medicare Advantage vs. Medigap

Danielle K. Roberts | October 7, 2022

Should you sign up for a Medigap plan, a Medicare Advantage plan or neither when you become eligible at age…

Analysts Worth Listening To
Personal Finances

Analysts Worth Listening To

Uri Gruenbaum | October 6, 2022

Wall Street analysts wield enormous influence on investors even though most have only mediocre track records—in fact, more than half…