The credit card landscape has been a bit static lately. There are plenty of great cards available…but they’re largely the same ones that Bottom Line...
Personal Finances
All Personal Finances Articles
Bottom Line’s Experts Say, “Conventional Financial Wisdom Is Wrong!”
Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US Treasuries are the safest investment...
How to Prevent Identity Theft
Identity fraud is a persistent problem these days. When companies that store your information suffer data breaches, thieves sell your personal info to criminals who...
Eight Tips to Pay Off Credit Card Debt Fast
If you are wondering how to get out of credit card debt—or how to consolidate credit card debt—you’re not alone. The average credit card user...
Filial Responsibility Laws Could Disrupt Your Estate Plans
In 29 US states, “filial responsibility laws” hold adult children responsible for their parents’ long-term care costs. Here’s what to know… How it works: These are...
Make Sure Your Financial Advisor Is On Your Side
Under federal law dating back to 1940, investment advisors are required to act in their clients’ best interests…so most of us assume that these advisors...
Not All Inheritances Have to Be Equal
Baby boomers are expected to pass along $73 trillion to their heirs over the next two decades. Conventional wisdom says that parents should leave equal...
New Reporting Requirement for Small Businesses
Effective this year, the Corporate Transparency Act (CTA) requires small businesses and entities to file ownership information with the Financial Crimes Enforcement Network (FinCEN), a...
Beware These Vacation-Rental Scams
Short-term vacation rentals from websites such as Airbnb.com and Vrbo.com can save you on accommodations, but even these legit sites sometimes have illegal listings, fake...
Worry Less About Your Finances
Do you spend a lot of time worrying about your finances? And then perhaps you start following some of the most common financial advice? But...
SLATs: Not Just for the Wealthy
People often assume that Spousal Lifetime Access Trusts (SLATs) aren’t for them. After all, with the federal estate-tax exemption at nearly $13 million in 2023,...
Streaming Services for Your Money
Remember when TV was as simple as choosing a cable package and living with it? With today’s astonishing variety of streaming offerings, getting the most...
