Personal Finances

Ways to Keep Your Cash Safe
Personal Finances

Ways to Keep Your Cash Safe

Nicholas Bunio, CFP | June 4, 2023

The shocking failures of regional banks such as Silicon Valley Bank and First Republic this past spring may have brought…

Medicare is Changing
Money Savers

Medicare is Changing

Danielle K. Roberts | May 17, 2023

The Medicare system is undergoing change these days as new legislation takes effect and the COVID public health emergency officially…

Don’t Let the Bear Ruin Your Retirement
Personal Finances

Don’t Let the Bear Ruin Your Retirement

Allan S. Roth, CFP, CPA | May 3, 2023

You save and plan for decades in the hopes of enjoying a secure retirement, but there’s a ­surprising risk you…

Are Product Warranties Ever Worth It?
Money Savers

Are Product Warranties Ever Worth It?

Kevin Brasler | April 24, 2023

Protect your purchase by buying an extended warranty!” We hear this all the time when buying appliances, electronics and other…

Grandparents! 529s Are No Longer Risky
Money Savers

Grandparents! 529s Are No Longer Risky

Mark Kantrowitz | April 23, 2023

Grandparents will find it easier to contribute to their grandchildrens’ college educations starting this fall. That’s when changes go into…

When Is a Sale Not a Sale?
Money Savers

When Is a Sale Not a Sale?

Kevin Brasler | April 9, 2023

Answer: When there’s always a sale—and that happens all the time, according to the nonprofit Consumers’ Checkbook. New research shows…

SECURE Act 2.0 Is Here
Personal Finances

SECURE Act 2.0 Is Here

Ed Slott, CPA | March 9, 2023

Last year’s $1.7 trillion Congressional spending bill included dozens of new provisions that will alter how Americans handle retirement. What…

Four Insurance Secrets They Don’t Want You to Know
Money Savers

Four Insurance Secrets They Don’t Want You to Know

Amy Finkelstein, PhD | February 18, 2023

Americans spend more than $1 trillion every year to insure their health, their homes, their cars and more. And each…

The Secret Behind the “99”
Money Savers

The Secret Behind the “99”

Kelli McCourt | February 16, 2023

We all know that retailers have lots of tricks up their sleeves to get us to buy more. In fact,…

Is an Annuity a Bad Idea in Today’s Economy?
Personal Finances

Is an Annuity a Bad Idea in Today’s Economy?

Scott Witt | February 8, 2023

Annuities can provide steady, reliable income during retirement, but in today’s high-inflation environment, it may not make sense to annuitize…

Create a Lasting Legacy with a Dynasty Trust
Estate Planning

Create a Lasting Legacy with a Dynasty Trust

Michael Gilfix, Esq. | February 5, 2023

An underused estate-planning tool could benefit your descendants down through the generations—or even the centuries. Dynasty trusts, sometimes called perpetual…

Strategies to Make the Most of Your Cash in 2023
Personal Finances

Strategies to Make the Most of Your Cash in 2023

Ken Tumin | February 3, 2023

Cash is no longer trash. Yields on bank and credit union deposit accounts soared in 2022, as the Federal Reserve…

Finding College Scholarships in 2023
Money Savers

Finding College Scholarships in 2023

Mark Kantrowitz | January 25, 2023

A quarter million dollars for a high school student’s ­science project…$30,000 for ­doodling …$10,000 for making a prom dress out…

Easy Ways to Save at the Grocery Store
Money Savers

Easy Ways to Save at the Grocery Store

Arthur VanDam, CPA | January 7, 2023

Grocery shopping is hard on your wallet, especially these days. Bottom Line Personal spoke with Arthur VanDam, CPA, president of…

Best Credit Cards for Today’s Inflation
Money Savers

Best Credit Cards for Today’s Inflation

Sara ­Rathner | January 4, 2023

Skyrocketing inflation is stretching budgets and devaluing savings. Credit card debt shot up 13% over a recent 12-month stretch as…