Financial Planning

Financial Planning

New Financial Traps for Same-Sex Couples

Heterosexual couples can get caught, too Same-sex married couples celebrated the Supreme Court’s recent ruling that they are eligible for…

Financial Planning

Financial Paperwork Overload

Are you still saving piles and piles of financial documents that clutter up your home? Most of us are, but…

Retirement Accounts

Leaving a Job? How to Decide If Your 401(k) Should Go, Too

Over the course of a career, Americans change jobs more than 10 times, on average, staying in each job just…

Retirement Planning

Smart Ways to Take Money from Retirement Accounts

We spend decades putting money into our retirement accounts, then the moment finally arrives to start pulling it back out.…

Social Security

If You’re Disabled…How to Get the Social Security Benefits You Deserve

Applications for Social Security disability benefits have surged to all-time highs in recent years, driven in part by an increase…

Financial Planning

How to Help Parents in Financial Need

Your retirement and your spouse’s retirement might not be the only ones you have to pay for. More than 20%…

Social Security

Safeguard Your Social Security Payments

Block scammers from stealing your Social Security payments electronically. Anyone who uses a bank account with ­direct deposit is vulnerable.…

Financial Planning

Should You Keep All Your Accounts at One Firm?

Investors often wonder whether they should spread their investment accounts among several brokerage firms and mutual fund companies…or consolidate everything…

Financial Planning

7 Tools That Simplify Your Finances

The simplest stock fund…credit card…a free online bill organizer…and more Do you invest in so many stocks and mutual funds…

Retirement Accounts

How to Find Your Lost Pension Money

It’s not unusual for a worker to lose track of a pension benefit. Perhaps you left an employer long ago…

Retirement Planning

Retire Richer! Use Your Health Savings Account to Boost Your Nest Egg

More than 13.5 million people now use Health Savings Accounts (HSAs) to set aside pretax dollars for their medical expenses.…

Retirement Planning

Use Your Health Savings Account to Retire Richer

More than 13.5 million people now use Health Savings Accounts (HSAs) to set aside pretax dollars for their medical expenses.…

Retirement Accounts

New Rules for Tax-Free 401(k) Earnings

A little-noticed feature of the fiscal cliff tax deal could benefit many employees who have traditional 401(k) retirement plans. The…

Social Security

Social Security Traps: One False Move Could Cost Singles, Widows and Widowers Thousands of Dollars

Part 2 Some of the traps that ensnare current and future Social Security recipients apply especially to people who are…

Social Security

Social Security Traps—One False Move and You Could Lose Thousands of Dollars

Part 1: Married Couples Every day, more Americans discover the Social Security safety net they rely on is filled with…