Grandparents will find it easier to contribute to their grandchildrens’ college educations starting this fall. That’s when changes go into effect on the Free Application...
Personal Finances
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When Is a Sale Not a Sale?
Answer: When there’s always a sale—and that happens all the time, according to the nonprofit Consumers’ Checkbook. New research shows that virtually all major retailers...
SECURE Act 2.0 Is Here
Last year’s $1.7 trillion Congressional spending bill included dozens of new provisions that will alter how Americans handle retirement. What you may have missed in...
Four Insurance Secrets They Don’t Want You to Know
Americans spend more than $1 trillion every year to insure their health, their homes, their cars and more. And each year, many of those Americans...
The Secret Behind the “99”
We all know that retailers have lots of tricks up their sleeves to get us to buy more. In fact, we have reported on many...
Is an Annuity a Bad Idea in Today’s Economy?
Annuities can provide steady, reliable income during retirement, but in today’s high-inflation environment, it may not make sense to annuitize your money. What you should...
Create a Lasting Legacy with a Dynasty Trust
An underused estate-planning tool could benefit your descendants down through the generations—or even the centuries. Dynasty trusts, sometimes called perpetual trusts, shield assets from threats...
Strategies to Make the Most of Your Cash in 2023
Cash is no longer trash. Yields on bank and credit union deposit accounts soared in 2022, as the Federal Reserve hiked short-term interest rates seven...
Finding College Scholarships in 2023
A quarter million dollars for a high school student’s science project…$30,000 for doodling …$10,000 for making a prom dress out of duct tape. Among the...
Easy Ways to Save at the Grocery Store
Grocery shopping is hard on your wallet, especially these days. Bottom Line Personal spoke with Arthur VanDam, CPA, president of the financial-planning website BudgetAnd GrowRich.com,...
Best Credit Cards for Today’s Inflation
Skyrocketing inflation is stretching budgets and devaluing savings. Credit card debt shot up 13% over a recent 12-month stretch as millions of US households struggle...
Strategic Money Moves for a Tough 2023
There are tough times ahead, as investors and consumers head into decades-high inflation, fast-rising interest rates and an economy teetering on recession. Bottom Line Personal...
