Annuities can provide steady, reliable income during retirement, but in today’s high-inflation environment, it may not make sense to annuitize your money. What you should...
Personal Finances
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Create a Lasting Legacy with a Dynasty Trust
An underused estate-planning tool could benefit your descendants down through the generations—or even the centuries. Dynasty trusts, sometimes called perpetual trusts, shield assets from threats...
Strategies to Make the Most of Your Cash in 2023
Cash is no longer trash. Yields on bank and credit union deposit accounts soared in 2022, as the Federal Reserve hiked short-term interest rates seven...
Finding College Scholarships in 2023
A quarter million dollars for a high school student’s science project…$30,000 for doodling …$10,000 for making a prom dress out of duct tape. Among the...
Easy Ways to Save at the Grocery Store
Grocery shopping is hard on your wallet, especially these days. Bottom Line Personal spoke with Arthur VanDam, CPA, president of the financial-planning website BudgetAnd GrowRich.com,...
Best Credit Cards for Today’s Inflation
Skyrocketing inflation is stretching budgets and devaluing savings. Credit card debt shot up 13% over a recent 12-month stretch as millions of US households struggle...
Strategic Money Moves for a Tough 2023
There are tough times ahead, as investors and consumers head into decades-high inflation, fast-rising interest rates and an economy teetering on recession. Bottom Line Personal...
Learn From the Money Experts’ Mistakes
With a bear market and an economy teetering on recession, any money missteps you make now tend to be amplified. To avoid the mistakes that...
Medicare Advantage Plans are Denying Payments
Many seniors opt for private Medicare Advantage plans instead of traditional fee-for-service Medicare so they can access a broader array of services and perks such...
When the Bear Bites Your 529
The bear market has been especially painful for parents of college students or children about to attend college. Their “529” tax-advantaged, education-savings plans—which families can...
Dealing with Post-Pandemic Financial Upheaval
The pandemic’s daunting psychological challenges are largely behind us. Now it’s time to deal with the financial challenges. These are uncertain, upsetting, unprecedented economic times....
401(k) Prediction
Too rattled to look at your 401(k) statements in recent months? At the very least, peek at a new feature mandated by the US Department...
