You Can Still Retire Even If You’ve Saved Nothing
Baby boomers are in trouble. They’re nearing retirement, but many have very little, if any,…
Retirement Planning
3 Rules to Follow When Calculating Retirement Age
Many of us start dreaming of retirement from the first day we start working. It’s…
3 Rules to Follow When Choosing an Annuity
The sales pitch sounds sexy—pay a little now, and get big payouts later to cover…
Leaving a Job? How to Decide If Your 401(k) Should Go, Too
Over the course of a career, Americans change jobs more than 10 times, on average,…
Smart Ways to Take Money from Retirement Accounts
We spend decades putting money into our retirement accounts, then the moment finally arrives to…
If You’re Disabled…How to Get the Social Security Benefits You Deserve
Applications for Social Security disability benefits have surged to all-time highs in recent years, driven…
Safeguard Your Social Security Payments
Block scammers from stealing your Social Security payments electronically. Anyone who uses a bank account…
How to Find Your Lost Pension Money
It’s not unusual for a worker to lose track of a pension benefit. Perhaps you…
Retire Richer! Use Your Health Savings Account to Boost Your Nest Egg
More than 13.5 million people now use Health Savings Accounts (HSAs) to set aside pretax…
Use Your Health Savings Account to Retire Richer
More than 13.5 million people now use Health Savings Accounts (HSAs) to set aside pretax…
New Rules for Tax-Free 401(k) Earnings
A little-noticed feature of the fiscal cliff tax deal could benefit many employees who have…
Social Security Traps: One False Move Could Cost Singles, Widows and Widowers Thousands of Dollars
Part 2 Some of the traps that ensnare current and future Social Security recipients apply…
Social Security Traps—One False Move and You Could Lose Thousands of Dollars
Part 1: Married Couples Every day, more Americans discover the Social Security safety net they…
Can You Afford Long-Term Care?
Big Insurers Are Bailing Out…What to Do Now Buying long-term-care (LTC) coverage is supposed to…
How to Pay Much Less in Social Security Taxes
The Social Security system will begin paying out more in benefits than it receives in…
Is Your Retirement Plan in Danger of Becoming an Orphan
The warning signs A profit-sharing, 401(k), defined-benefit, or other qualified retirement plan becomes an “orphan”…
Penalty-Free Ways to Take Early IRA Distributions
At age 62, you can begin to collect Social Security checks. However, many early retirees,…
Many People Are Losing Thousands in Social Security
How not to be one of them… Deciding when you should start collecting Social Security…
Secrets of Getting the Most Money from Social Security
Most people think that there isn’t much they can do about the size of their…
When Can You Afford to Retire?
Top adviser Jonathan D. Pond tells how to ensure your financial security Even though many…