Retirement Planning

Social Security

Social Security Traps: One False Move Could Cost Singles, Widows and Widowers Thousands of Dollars

Part 2 Some of the traps that ensnare current and future Social Security recipients apply especially to people who are…

Social Security

Social Security Traps—One False Move and You Could Lose Thousands of Dollars

Part 1: Married Couples Every day, more Americans discover the Social Security safety net they rely on is filled with…

Retirement Planning

Can You Afford Long-Term Care?

Big Insurers Are Bailing Out...What to Do Now Buying long-term-care (LTC) coverage is supposed to ease your financial anxieties about…

Social Security

How to Pay Much Less in Social Security Taxes

The Social Security system will begin paying out more in benefits than it receives in payroll taxes starting in 2016.…

Retirement Planning

Is Your Retirement Plan in Danger of Becoming an Orphan

The warning signs A profit-sharing, 401(k), defined-benefit, or other qualified retirement plan becomes an “orphan” plan when it no longer…

Retirement Accounts

Penalty-Free Ways to Take Early IRA Distributions

At age 62, you can begin to collect Social Security checks. However, many early retirees, among other people, need money…

Social Security

Many People Are Losing Thousands in Social Security

How not to be one of them... Deciding when you should start collecting Social Security retirement benefits can be difficult.…

Social Security

Secrets of Getting the Most Money from Social Security

Most people think that there isn’t much they can do about the size of their current or future Social Security…

Retirement Planning

When Can You Afford to Retire?

Top adviser Jonathan D. Pond tells how to ensure your financial security Even though many Americans are working past age…

Retirement Planning

Retire Abroad: Turn Your Dreams Into a Reality

More and more Americans are relocating their retirement dreams abroad — to countries where living costs are low but quality of…

Retirement Planning

How to Cut the Risk of Ever Running Out of Money

The 4% solution For the last 80 years, the average annual total return of large-capitalization US stocks has been more…

Retirement Accounts

The New IRA Rules

2010 may be the time for you to convert to a Roth Roth IRAs, a wonderful retirement-planning tool currently unavailable…

Retirement Planning

Put Your Retirement Plan on Autopilot

The right target-date fund for you Target-date funds have become tremendously popular as investors seek to simplify their retirement planning.…

Retirement Planning

Coping with Unexpected Early Retirement

Studies show that people who choose when to retire are happier than those who retire unexpectedly. Yet for many people,…

Retirement Planning

What’s Ahead for Social Security

Strategies to maximize your benefits Social Security is supposed to be a security blanket for most Americans, but lately it…