Retirement Accounts

Dental Implants: Two Breakthrough Treatments
Retirement Accounts

Dental Implants: Two Breakthrough Treatments

Ric Lager | June 19, 2014

For generations, removable dentures were the only option for replacing teeth lost to decay, infection or injury. During more recent…

Leaving a Job? How to Decide If Your 401(k) Should Go, Too
Retirement Accounts

Leaving a Job? How to Decide If Your 401(k) Should Go, Too

Peter Philipp, CFA, CFP | January 24, 2014

Over the course of a career, Americans change jobs more than 10 times, on average, staying in each job just…

How to Find Your Lost Pension Money
Retirement Accounts

How to Find Your Lost Pension Money

Jim Miller | May 16, 2013

It’s not unusual for a worker to lose track of a pension benefit. Perhaps you left an employer long ago…

New Rules for Tax-Free 401(k) Earnings
Retirement Accounts

New Rules for Tax-Free 401(k) Earnings

Peter Philipp, CFA, CFP | March 20, 2013

A little-noticed feature of the fiscal cliff tax deal could benefit many employees who have traditional 401(k) retirement plans. The…

Penalty-Free Ways to Take Early IRA Distributions
Retirement Accounts

Penalty-Free Ways to Take Early IRA Distributions

William J. Stecker, CPA | September 5, 2012

At age 62, you can begin to collect Social Security checks. However, many early retirees, among other people, need money…

The New IRA Rules
Retirement Accounts

The New IRA Rules

John Carl and Jenny Kiffmeyer | August 2, 2012

2010 may be the time for you to convert to a Roth Roth IRAs, a wonderful retirement-planning tool currently unavailable…

The IRA Loophole That Lets You Make Back What You Lost
Retirement Accounts

The IRA Loophole That Lets You Make Back What You Lost

Edward Mendlowitz, CPA, ABV, PFS | July 30, 2012

And other shrewd year-end tax moves This has been a year of losses for most taxpayers... stocks have seen multiyear…

Sneaky Fees Can Reduce Your 401(k) by 10%—But These New Rules Will Help You Fix That
Retirement Accounts

Sneaky Fees Can Reduce Your 401(k) by 10%—But These New Rules Will Help You Fix That

Peter Philipp, CFA, CFP | June 21, 2012

Employee retirement plans have drawbacks as well as advantages. Several new rules from two departments of the federal government—Labor and…

Tax-Free Income!
Retirement Accounts

Tax-Free Income!

Robert Keebler, CPA | May 31, 2012

A New Law Makes More People Eligible  IRAs (Individual Retirement Accounts) come in two flavors—traditional and Roth. Many taxpayers would…

When You Inherit an IRA…Avoid These Mistakes That Can Cost You Big
Retirement Accounts

When You Inherit an IRA…Avoid These Mistakes That Can Cost You Big

Ed Slott, CPA | May 17, 2012

An inherited IRA can provide a lifetime of tax-deferred or tax-free investment growth. But as you try to build your…

Does a Roth IRA Conversion Make Sense for You?
Retirement Accounts

Does a Roth IRA Conversion Make Sense for You?

Ed Slott, CPA | April 2, 2012

When you retire, you may roll over an employee-sponsored retirement account, such as a 401(k) or a 403(b), into an…

8 Things Your Employer Doesn’t Want You to Know About Your Retirement Benefits
Retirement Accounts

8 Things Your Employer Doesn’t Want You to Know About Your Retirement Benefits

Ellen E. Schultz | February 15, 2012

Your retirement finances might not be as secure as you would like to think—and your employer might be to blame.…