Insurance

Auto Insurance

Don’t Count on Low Mileage for an Insurance Break

You may be able to get a better deal at a different auto insurer if you don’t drive much each year.

Insurance

Genetic Testing Could Torpedo Your Insurance

If you expect to apply for life insurance, disability insurance or long-term-care insurance, think twice about getting a DNA test.

Life Insurance

Life Insurers Could Misread Your Medical Records

If a life insurance company mistakenly believes you have a health issue that could reduce your life expectancy, it might push up your premiums by 30%.

The Advocator

Let’s Get Real About Health Insurance. (Not Just the Politicians…All of Us.)

Everyone knows that our health-care insurance system is broken. The media focus tends to be on what government can and…

Auto Insurance

Why You Don’t Need Gap Auto Insurance

There’s a type of auto insurance, called GAP coverage, that you don’t need no matter how hard a dealer pushes it.

Auto Insurance

10 Tricky Terms: Deciphering Auto Insurance Language

When buying auto insurance, do you really know what you are getting and why? The language used in auto insurance…

Homeowners Insurance

Surprising Things Your Homeowner’s Insurance Covers

Your homeowner’s insurance covers more than just your home. These policies also provide protection for things that few policyholders would…

Life Insurance

Collect on a Lost Life Insurance Policy

Every year, hundreds of millions of dollars in life insurance proceeds go unclaimed because the beneficiaries simply don’t know that…

Insurance

Surprise! Your Insurance Doesn’t Cover That

Joe, a friend of mine, recently had chest pain and went to a nearby emergency room to get checked out.…

Life Insurance

Questions to Ask When Buying Life Insurance

Life insurance can be a powerful tool for protecting your family’s financial future, but it’s crucial to understand the details…

Homeowners Insurance

Questions To Ask When Choosing a Homeowner’s Insurance Policy

Homeowner’s insurance can be confusing, but it’s essential to understand what your policy does and does not cover…and how you…

Life Insurance

Extend Your Term-Life Insurance

Term-life insurance remains in effect for only the specified “term” of the policy, typically 10, 20 or 30 years. But…

Auto Insurance

Questions to Ask When Buying Auto Insurance

Ask these questions when you speak with an auto insurance agent, broker or phone rep to make sure you are…

Life Insurance

Your Life Insurance May Be Terminated

Tens of thousands of universal life insurance policyholders are in danger of having their policies terminated early. AXA, Trans-america and…

Homeowners Insurance

How to Create a Visual Home Inventory

As your insurance company will tell you, having a comprehensive visual record of your home’s contents in the event of…