People purchase life insurance policies to protect their families financially—but will those policies actually benefit the intended individuals? That depends on whether the policyholder makes...
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HMO vs. PPO Insurance: What’s the Difference?
When choosing your health insurance coverage each year, you often must decide between two different types—a health maintenance organization (HMO)…or a preferred provider organization (PPO)....
Is Gap Insurance Worth It?
With rising costs everywhere you look, most of us are looking for places to cut expenses. Finance experts are counseling consumers to cancel any unnecessary...
What’s New with Medicare for 2025
The new year means new rates and new rules for the Medicare system. If you’re enrolled in Medicare, you’re likely already aware of some of...
Collision Insurance and Comprehensive Insurance: What Do They Cover?
Is collision coverage for your vehicle worth its cost? The answer often depends on the value of the vehicle, says Bottom Line’s insurance expert Doug...
What to Do When Your Health Insurer Denies Coverage
You pay your health insurance premiums faithfully—but when it comes time, will your insurance company pay your claims? Approximately 17% of health insurance claims are...
Long-Term-Care Insurance: What You Should Know
The best advice for buying long-term-care insurance in 2025—don’t, says insurance expert Glenn Daily, CFP, ChFC, CLU. Obtaining insurance that can help pay for pricey...
Medicare vs. Medicare Advantage: How to Make the Big Health-Care Decision
Nearing your 65th birthday? Then you probably know that it’s time to enroll in Medicare. What you may not know is that the majority of...
Best Car Insurance Companies
The cost of insuring a car in 2024 increased by a staggering 26% from 2023 and continues to climb. Car owners confronted with inflated bills...
Yes, You Do Need Umbrella Insurance
Most of us have enough home and auto insurance coverage to protect our major belongings from accidents and damage. But what about the other guy’s...
What to Do With an Unneeded Life Insurance Policy
Life insurance policies that were prudent decades ago can feel like financial sinkholes after premium increases. Here are options to consider when you no longer...
Insurers Exploiting Medicare
Most large Medicare Advantage insurers, including UnitedHealth Group, Kaiser Permanente and Humana, have been accused of fraud by whistleblowers, the US government or the Inspector...
