Insurance

3 Things Employees Need to Know About HSAs
Insurance

3 Things Employees Need to Know About HSAs

Paul ­Fronstin, PhD | September 18, 2014

Health Savings Accounts (HSAs) provide a triple tax break—money contributed to them is tax-free…it grows tax-deferred…and withdrawals are tax-free as…

How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

Thomas J. Henske, CFP, ChFC, CFS, CLU, CLTC | June 6, 2014

Congratulations! You are thinking about life insurance. It can be kind of creepy to think about, and it can be…

Buying Home or Car Insurance? 8 Insurance Myths That Could Cost You Dearly
Insurance

Buying Home or Car Insurance? 8 Insurance Myths That Could Cost You Dearly

J.D. Howard | May 12, 2014

The Truth About Home and Auto Insurance We buy insurance to protect ourselves against financial risks -- but sometimes the…

The Big Insurance Change Coming for Workers
Insurance

The Big Insurance Change Coming for Workers

Wendell ­Potter | November 19, 2013

No, It's Not Obamacare There's something new in the health insurance arena that is not Obamacare but that is causing…

The Auto Insurance Rip-Off

The Auto Insurance Rip-Off

J.D. Howard | November 18, 2013

If you're in an auto accident in which another driver is at fault, you're probably not going to get all…

The Obamacare Marketplace Maze
Insurance

The Obamacare Marketplace Maze

Joe ­Touschner | September 27, 2013

Figure Out Your Health Insurance Options Thanks to Obamacare, premiums in New York State will plunge for individuals buying new…

What Disability Insurers Don’t Want You to Know
Insurance

What Disability Insurers Don’t Want You to Know

Linda Nee | September 19, 2013

The Social Security disability system replaces only a small fraction of the typical disabled worker's earnings. Disability insurance obtained through…

You’re Not the Only One Hiding
Insurance

You’re Not the Only One Hiding

Harry Berkowitz | June 10, 2013

I know you want to hide -- and I don't blame you. Lately, it seems that there are no safe…

Does Homeowner’s Insurance Cover Spoiled Food?

Does Homeowner’s Insurance Cover Spoiled Food?

Robert D’Amore | February 21, 2013

Q. Does homeowner’s insurance cover the cost of food that spoils during an extended power failure? A. These losses generally…

What Insurance Really Covers When a Storm Damages Your Home…

What Insurance Really Covers When a Storm Damages Your Home…

Robert D’Amore | January 25, 2013

When bad weather causes costly damage to homes, home owners often are confused about what is covered by insurance—and what…

Profit from Selling Your Life Insurance

Profit from Selling Your Life Insurance

Lee J. Slavutin, MD, CLU | September 4, 2012

Do you have a life insurance policy that you no longer need? Do you have a parent with an old…

Your Life Insurance Coverage May Be at Risk

Your Life Insurance Coverage May Be at Risk

Thomas J. Henske, CFP, ChFC, CFS, CLU, CLTC | August 17, 2012

How to protect yourself... Many insurance companies are in trouble — hurt by higher-than-expected claims and soured investments. Even if the…

Hidden Auto Insurance Traps

Hidden Auto Insurance Traps

J.D. Howard | August 2, 2012

Seemingly minor caveats and clauses buried deep in the small print of auto insurance policies often spell the difference between…

Need Cash? How to Borrow from Your Life Insurance Policy

Need Cash? How to Borrow from Your Life Insurance Policy

Lee J. Slavutin, MD, CLU | July 20, 2012

Many types of loans are difficult to obtain in these credit-crunch times. However, you might get needed cash by borrowing…

Life Insurance Warning—Your Paid-Up Policy May Not Be Paid Up After All

Life Insurance Warning—Your Paid-Up Policy May Not Be Paid Up After All

Thomas J. Henske, CFP, ChFC, CFS, CLU, CLTC | June 29, 2012

Today’s low interest rates mean that many people who think they have fully paid-up whole and universal life insurance policies…