Mortgages

Mortgages

No-Fee Mortgages May Cost Extra

Some mortgage lenders offer $0 origination fees or speedy process, but the loan terms may not be the most attractive.

Mortgages

How Shared Appreciation Mortgages Help With Down Payment

What if you could take out a loan on your home and not pay it back until you sell your home? That’s what some finance companies have begun to offer.

Mortgages

Should You Consider an Adjustable-Rate Mortgage Now as Rates Rise?

Adjustable-rate mortgages are gaining popularity. But consider the hazards carefully before signing up for one.

Mortgages

How Retirees and Near-Retirees Can Overcome Hurdles to Get a Mortgage

Here’s what retirees and people nearing retirement need to know to not only get approved for a mortgage, but to get an attractive rate as well.

Mortgages

Choose the Right Mortgage Lender to Avoid Big Problems

More than one in five home-buyers regret their choice of mortgage lender. Many borrow from the first lender that offers…

Mortgages

Questions to Ask: When Shopping for a Mortgage

Applying for a mortgage has become a lot safer than it used to be thanks to consumer protections instituted after…

Reverse Mortgages

Questions to Ask When Shopping for a Reverse Mortgage

New federal regulations weeded out some of the shadier lenders in the reverse mortgage business—but it still pays to be…

Reverse Mortgages

Buy a Home with a Reverse Mortgage

For years, people age 62 or older who have paid off their mortgages have been able to use reverse mortgages…

Mortgages

Beware the New Adjustable-Rate Mortgages

Home buyers, watch out! Financial institutions are rolling out a new generation of hybrid adjustable-rate mortgages (ARMs) with very attractive…

Reverse Mortgages

Court Makes Reverse Mortgages Safer

No more foreclosure for widows and widowers whose spouses took out reverse mortgages (which allow home owners who are age…

Mortgages

For a Great Mortgage Rate…

Avoid these common mistakes if you’re refinancing or buying Mortgage rates are near record lows—borrowers could find 30-year fixed-rate mortgages…

Mortgages

You Can Win the Refinancing Game: Strategies to Get the Lowest Mortgage Rate

With mortgage rates at record lows, this seems like a perfect time to refinance—except for the fact that many home…

Mortgages

Is Someone You Know Having Trouble Paying the Mortgage?

Where to go for help... More than two million Americans are behind on their mortgages and risk foreclosure on their…

Mortgages

The Reverse Mortgage Boom

A new law makes this option more appealing, but is it for you? Reverse mortgages -- a special kind of…

Mortgages

Mortgage Rescue Plan

How you can benefit The president’s $75 billion plan to stem the tide of foreclosures is designed to provide more…