Are you worried about outliving your retirement savings? Or a long costly stay in a long-term-care facility? Or concerned that steep inflation is eroding your...
Retirement Planning
All Retirement Planning Articles
Planning to Work Forever?
No one on their deathbed says, “I wish I had worked more”…right? That may have been true in the past, but these days one in...
How to Protect Your Credit Score After You Retire
Our credit scores typically get higher as we get older…but some of us unintentionally allow our scores to take a hit after we retire for...
When Should Your Retirement Plan Include an Annuity?
Annuities—insurance products that provide guaranteed regular income in exchange for a lump-sum payment upfront—are booming in popularity. Total sales hit a record-breaking $183 billion in...
Avoid These Mistakes When Drawing on Retirement Savings
Whatever strategy you use to withdraw money from your retirement portfolio, beware of the following landmines… Mistake #1: Thinking drawdowns have to cover all...
When – and How Much – Should You Withdraw from Your Retirement Accounts?
The big question: Once you retire, how do you begin drawing down your nest egg so that your money lasts for the rest of your...
IRA Contributions After 72
As long as you continue to work—regardless of your age—you can continue to contribute to an IRA even though you must start taking required minimum...
3 Ways Your IRA Can Get Taxed…Even a Roth!
The upside of traditional IRAs is that income taxes aren’t due until money is withdrawn…and with Roth IRAs, investment profits are not taxed at all....
Navigating Retirement in the 2020s
For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both stocks and bonds. But retirement...
The Social Security Lump-Sum Option Has a Big Gotcha
If you claim Social Security benefits after you reach full retirement age, you’ll be offered an up-front payout equal to as much as six months...
Protect Your Retirement
The 60/40 portfolio has always been considered a safe, conservative strategy for retirees seeking stability, not big returns. But that strategy sank like a stone...
Annuities in 401(k)s
Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these pension-like products, but recent stock...