Barbara Shapiro, CFP, a certified divorce financial analyst (CDFA) and vice president of HMS Financial Group, a financial-planning, wealth-management and investment firm based in Dedham, Massachusetts. For 17 years, Shapiro has counseled clients on financial planning during and following divorce. She is regional director of the Institute for Divorce Financial Analysts, a certification and education organization based in Southfield, Michigan. www.BShapiro-cdfa.com
Breaking up is hard to do -- but on the bright side, it may provide some extra retirement benefits. The…
