This is a year of great opportunity…but also one for caution. The economy is reaccelerating…yet investors will need to look past large technology stocks to...
Robert Carlson
Articles by this author
When Do RMDs Start? 10 RMD Strategies
If you turned 73 in 2024, the time to take required minimum distributions (RMDs) has arrived. Starting in or shortly after the year in which...
The Right Way to Choose an Annuity
Annuity sales have soared to record levels lately as retirees and those nearing retirement are drawn to the guaranteed income stream offered by these insurance...
Bottom Line’s 
Experts Say, “Conventional Financial Wisdom Is Wrong!”
Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US Treasuries are the safest investment...
The Sun Is Setting On Certain Tax Laws
Heads up! Higher taxes are coming, and the clock is ticking if you want to take steps to protect yourself. Many components of the 2017...
What Canaries Can Tell You About theStock Market … and Which Ones Are Most Accurate Now
Nobel Prize–winning economist Paul Samuelson once said, “The stock market has predicted nine out of the last five recessions.” His wry observation was intended to...
Need Emergency Cash? Consider a Margin Loan
Borrowing money is costly now, especially if you need cash for an emergency medical expense or unplanned events such as a tax bill. But there...
Hidden Tax Trap in New RMD Rules
New rules postpone the start of required minimum distributions (RMDs) until age 73—but not withdrawing money from traditional IRAs and 401(k)s until then could Âcreate...
Navigating Retirement in the 2020s
For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both stocks and bonds. But retirement...
CD Alternative
In today’s chaotic financial markets, cash is king. If you’re looking for safe, guaranteed income from your cash, nothing is as attractive as Âmultiyear guaranteed...
Little-Known Tools for Retirement and Estate Planning
The upsides of IRAs and living trusts for retirement and estate-planning are widely known, but even savvy savers might not be aware that there’s a...
Preparing Your Portfolio for the Coming Inflation Time Bomb
It’s been a long time since investors have had to worry about inflation. But as the US economy springs back to life, the prices of...