Charles Farrell, JD, LLM, a former tax attorney who is an investment adviser at Northstar Investment Advisors, Denver. Previously, he cofounded Dorman Farrell, LLC, a Cleveland-based wealth-management firm. He writes a column for the CBS MoneyWatch Web site and is author of the forthcoming Your Money Ratios: 8 Simple Tools for Financial Security (Avery). In 2006, The Wall Street Journal said his guidelines were among the best personal finance tools. www.yourmoneyratios.com.
Stashing your cash in safe accounts with decent yields has become tremendously difficult over the past year or two. The…
