Cheryl R. Holland, CFP, is founder of Abacus Planning Group, which oversees $1.6 billion in client assets, Columbia, South Carolina. She is a member of Barron’s Hall of Fame for advisors who have appeared in the magazine’s annual Top 100 Advisor Rankings for 10+ years. AbacusPlanningGroup.com
Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US…