About 85% of 401(k) retirement plans offer target-date funds, according to the Employee Benefit Research Institute and the United States Government Accountability Office. These professionally...
David Blanchett, PhD, CFP, CFA
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Annuities in 401(k)s
Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these pension-like products, but recent stock...
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Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.
For Retirement Withdrawals, 3% is The New 4%
Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.