Ellen E. Schultz, a New York City–based investigative reporter for The Wall Street Journal. In 2003, she was part of a team that won the Pulitzer Prize for a series of articles on corporate scandals. She is author of Retirement Heist: How Companies Plunder and Profit from the Nest Eggs of American Workers (Penguin). www.RetirementHeist.com
Your retirement finances might not be as secure as you would like to think—and your employer might be to blame.…