Gerri Detweiler, author or coauthor of a half dozen books about debt, including the forthcoming The Ultimate Credit Repair Action Plan: A Step-by-Step Guide to Great Credit. She is former director of consumer education for Credit.com and has testified before Congress on consumer credit topics. GerriDetweiler.com
You’ve probably seen the ads—debt-settlement companies promise to help people who are drowning in debt slash the amount they owe.…
