Gregory Karp, who writes the syndicated “Spending Smart” column that appears in Chicago Tribune, The Baltimore Sun and many other newspapers. Based in Chicago, he is a three-time winner of the Best Column Award from the Society of American Business Editors and Writers and is author of The 1-2-3 Money Plan: The Three Most Important Steps for Saving and Spending Smart (FT Press). www.GregoryKarp.com
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