Martha Shedden, CRPC, RSSA

Martha Shedden, CRPC, RSSA, president of the National Association of Registered Social Security Analysts and founder of Shedden Social Security & Retirement Planning, Capitola, California. She is author of Avoiding Social Insecurity. RSSA.com/analyst/martha-shedden/

Average Social Security Check by Age
Social Security

Average Social Security Check by Age

Martha Shedden, CRPC, RSSA | March 14, 2025

The Social Security Administration stopped mailing out benefits estimates back in 2011, leaving many of us unclear about how large…

What Changes Are Coming to Social Security in 2025?
Social Security

What Changes Are Coming to Social Security in 2025?

Martha Shedden, CRPC, RSSA | December 19, 2024

The COLA that matters most to retirees isn’t Coca-Cola. It is the Cost-of-Living Adjustment (COLA) that the Social Security system…

4 Reasons to Take Social Security Benefits Early
Social Security

4 Reasons to Take Social Security Benefits Early

Martha Shedden, CRPC, RSSA | August 23, 2024

If you’re planning for retirement, you’ve probably heard this warning many times—don’t claim your Social Security benefits early. Social Security…

The Social Security Lump-Sum Option Has a Big Gotcha
Social Security

The Social Security Lump-Sum Option Has a Big Gotcha

Martha Shedden, CRPC, RSSA | August 22, 2023

If you claim Social Security benefits after you reach full retirement age, you’ll be offered an up-front payout equal to…

Avoid These Social Security Traps
Personal Finances

Avoid These Social Security Traps

Martha Shedden, CRPC, RSSA | April 4, 2022

How wise are your Social Security decisions? Social Security benefits account for approximately one of every three dollars received by…