Paul H. Sutherland, CFP, president and chief investment officer of Financial & Investment Management Group, Ltd., which has offices in Michigan, Wisconsin and Hawaii. The firm manages four Utopia mutual funds, including Utopia Core Conservative Fund (UTCCX). The fund had annualized returns of 8.3% for 2007 through November 30, which is about three percentage points higher than the average for conservative allocation funds and puts it in the top 3% of funds in that category.
Paul Sutherland, who has been managing investments in the US and abroad for more than 20 years, scours the globe…