Thomas J. Henske, CFP, ChFC, CFS, CLU, CLTC

Thomas J. Henske, CFP, ChFC, CFS, CLU (chartered life underwriter), CLTC (certification in long-term care), partner at the wealth advisory firm Lenox Advisors, Inc., which has offices in New York, Chicago, San Francisco and Stamford, Connecticut. LenoxAdvisors.com

Cutting Taxes

5 Most Overlooked Tax Deductions

Tax time is probably the least fun time of year, and everyone who owes the government usually waits till the…

Retirement Planning

You Can Still Retire Even If You’ve Saved Nothing

Baby boomers are in trouble. They’re nearing retirement, but many have very little, if any, money saved. Now what? This…

Retirement Planning

3 Rules to Follow When Calculating Retirement Age

Many of us start dreaming of retirement from the first day we start working. It’s a lovely fantasy, but in…

Retirement Planning

3 Rules to Follow When Choosing an Annuity

The sales pitch sounds sexy—pay a little now, and get big payouts later to cover your retirement expenses. But are…

Cutting Taxes

The 5 Most Overlooked Tax Deductions

Taxes…we all have to pay them, but nobody wants to pay more than their fair share. Sadly, many of us…

Family

5 Rules for Giving Kids Allowance

Are you spoiling your child $5 at a time or creating the next financial superstar? This is the bottom line…

Life Insurance

How Much Life Insurance Do I Need?

Congratulations! You are thinking about life insurance. It can be kind of creepy to think about, and it can be…

Family

How to Get Your Grown Kids Out of Your House

Are your grown kids eating you out of house and home? Is your empty nest getting a little too crowded?…

Life Insurance

Your Life Insurance Coverage May Be at Risk

How to protect yourself... Many insurance companies are in trouble — hurt by higher-than-expected claims and soured investments. Even if the…

Life Insurance

Life Insurance Warning—Your Paid-Up Policy May Not Be Paid Up After All

Today’s low interest rates mean that many people who think they have fully paid-up whole and universal life insurance policies…