Money

Investing

Is Bitcoin in Your Future?

Last year, Bottom Line Personal explained the basics of investing in Bitcoin and how to decide if it was right…

Banking

Stop Paying Annoying Bank Fees

Banking fees are frustrating…and often unfair. Here’s how to determine your financial institution’s potential charges…and avoid paying them. Request disclosure.…

Investing

Pump Up Returns with a Barbell

If you want to pump up your portfolio returns in the current market environment, try a barbell strategy. How it…

Taxes

2022 Tax Update

Tax audits haven’t been high on most Americans’ list of concerns lately. IRS funding cuts and staffing shortages reduced the…

Financial Planning

Strategies to Simplify Your Money… and Your Life

When we look to improve or alter our financial lives, we instinctively add stuff. The result? An unwieldy mess of…

Investing

Dividend Stocks to Own Now

Stocks that pay a dividend typically provide protection in volatile markets because their cash payments cushion your losses. But in…

Investing

10 Great Stocks At or Near $10

Even though stocks have plunged in share price, it’s not easy for investors to find great bargains in today’s bear…

Financial Planning

What to Do If Your Pension Plan “De-Risks”

If you have a defined-benefit pension from your employer, you could face a common scenario—your company may decide to offload…

Investing

Navigating Today’s Precarious Financial Environment

The big casualty of this year’s plunging markets has been growth stocks—big technology firms and other companies whose shares investors…

Financial Planning

RMDs in Today’s Bear Market

The bear market is a double dose of bad news for many retirees. Not only has the value of their…

Financial Planning

Is the 60-40 Portfolio Dead?

For decades, an allocation of 60% stocks and 40% bonds was a winning strategy that provided strong annual returns with…

Investing

Time for a Hedge Fund?

Most stock funds have suffered sharp losses this year because they can make money only one way—the stocks they own…

Investing

The Safe Choice for Investors in 2022

As fast-growing behemoths such as Netflix, Tesla and Meta Platforms (the parent company of Facebook) falter this year, it’s time…

Financial Planning

Take Steps to Lower Your Cell-Phone Bill Now

Even if you don’t keep a close eye on your cell-phone bill, you’ve still probably gotten the sinking feeling that…

Investing

Are Growth Stocks Dead?

Investors fearing high inflation and rising interest rates are abandoning well-known companies that grow earnings faster than the overall market…