Financial Planning

Financial Advisers

Beware Brokers Who Run Up Charges Through Excessive Trading

When the market’s going up, many investors don’t notice that their brokers are churning their accounts—don’t get ripped off this way.

Retirement Planning

Avoid These Costly Mistakes With Required Minimum Distributions (RMDs)

Mistakes are common on taking required minimum distributions (RMDs) from retirement accounts, and the penalties are steep. Here’s how to avoid them.

Financial Planning

Young Americans Can’t Buy Homes Anymore—and It’s Going to Hurt Them Big Time

Shifting trends have made it harder for young people to own homes and have put generations of Americans at enormous risk for financial insecurity.

Retirement Planning

Best Way to Earn a Few Extra Bucks…or A Lot…In Retirement

Whether you want extra spending money or to bulk up your nest egg, there are plenty of ways for retirees to make $10,000, $25,000, or $50,000+.

Retirement Planning

Americans Feel Better About Aging, But Savings Lag Behind

More people are embracing aging, but most are not ready for retirement and, in many cases, they don’t even know what ready means.

Retirement Planning

Rolling Over Your 401(k) Could Hurt You

It’s conventional wisdom to roll over your retirement assets from a 401(k) into an IRA when you leave a job. But that’s not always the right move.

Retirement Planning

The Surprising Power of Retiring Just a Little Later

Working an additional year beyond 66 provides 8% more annual income for 30 years. And the longer you delay retirement, the greater the effect.

Retirement Planning

This Rising Money Trend Could Help You Save More

The pattern that Americans show in saving money provides encouragement for people who don’t save enough.

Retirement Planning

An Annuity Gains Appeal

Retirees are turning to deferred income annuities in droves to address concerns about market volatility and outliving their nest eggs.

Retirement Planning

Are You Being Too Frugal in Retirement?

Many Americans are reluctant to tap into their retirement funds even when they can afford to, making their lives more miserly than they need to be.

Retirement Planning

To Retire Successfully, Don’t Be Like These People

Making these financial mistakes could undermine your retirement.

Financial Planning

The Ideal Ages for Financial Milestones

What’s the right age for getting a car...buying a home...getting a credit card?

Retirement Planning

Divorced? Find Out What It’ll Do to Your Retirement Nest Egg

If you've been divorced or are going through one now, your retirement may be a victim. Take these steps to protect your future.

Financial Planning

People Who Live Together Before Marriage Tend to Be Poorer

Couples who live together while delaying or opting out of marriage are more likely to have lower net worth and fewer assets.

Financial Planning

You’re Probably Not As Financially Savvy As You Think

Americans feel pretty darn good about their money knowledge—too bad they don’t actually know much.