Retirement Planning

Retirement Planning

Great Time for a Roth Conversion, But Ask Yourself 3 Questions First

The stock market crash may have put you in position to take advantage of a Roth conversion. Here’s how to know.

Retirement Planning

Secrets to Lowering Your Taxes in Retirement

Here are several strategies—including those that go against conventional wisdom—that will help you dramatically reduce taxes you owe the government in retirement.

Retirement Planning

How to Protect Inherited Retirement Accounts Under New Federal Law

Although the new federal law called the Secure Act provides many advantages for people with retirement accounts

Retirement Planning

401(k) vs. IRA Early Withdrawal Mistakes

In a financial crunch? Consider an early withdrawal from your retirement account but beware of these mistakes.

Retirement Planning

Do You Need to Catch Up on Retirement Savings?

A recent survey shows which age groups are in the worst shape for retirement and what they can do about it.

Retirement Planning

The Big Social Security Mistake Most People Make

Very few people pick the right age to start collecting Social Security, sacrificing many thousands of dollars, according to a new study.

Retirement Planning

Don’t Make a Costly Mistake with Your Retirement Savings When Changing Jobs

If you’re switching jobs, here’s how to make sure you’re making the right moves with your retirement savings.

Retirement Planning

New Rules for Retirement and Education Savings Plans

Vital reading for people with 401(k)s, IRAs, 529 plans to understand how proposed new federal legislation would affect people with 401(k)s, IRAs and 529 plans.

Retirement Planning

Are You Putting Your Retirement at Risk by Helping Your Kids?

Knowing when to cut financial ties with your adult children can be a difficult decision. Here’s what a new study says.

Retirement Planning

The All-Dividend Portfolio

This strategy does a great job of providing retirement income in today’s low-rate, high-risk investment environment.

Retirement Planning

A Retirement Crisis of Confidence

Not many people seem confident in their retirement plans, but there are some companies that are making investors happy. Here’s what you need to know.

Retirement Accounts

How to Decide on a Pension Buyout

Lump-sum pension buyout offers are about to become more common, but they could backfire. Here’s what you need to know.

Retirement Accounts

Why a 401(k) Can Be a Good Place for an Annuity

Congress is expected to pass legislation to make annuities more widely available in 401(k)s. That will have several advantages…

Aging for Beginners

Are You Financially SECURE? What the New Retirement Legislation Could Mean to You

401(k) options are getting better. New proposals in the House and Senate are a potential boon for baby boomers and their post-retirement income.

Wealthy and Wise

Is Your Retirement Account Safe from Creditors?

Whether your IRAs are protected from creditors depends on the answers to several questions.