Retirement Planning

Retirement Planning

A Retirement Crisis of Confidence

Not many people seem confident in their retirement plans, but there are some companies that are making investors happy. Here’s what you need to know.

Retirement Accounts

How to Decide on a Pension Buyout

Lump-sum pension buyout offers are about to become more common, but they could backfire. Here’s what you need to know.

Retirement Accounts

Why a 401(k) Can Be A Good Place for An Annuity

Congress is expected to pass legislation to make annuities more widely available in 401(k)s. That will have several advantages…

Aging for Beginners

Are You Financially SECURE? What the New Retirement Legislation Could Mean to You

401(k) options are getting better. New proposals in the House and Senate are a potential boon for baby boomers and their post-retirement income.

Wealthy and Wise

Is Your Retirement Account Safe from Creditors?

Whether your IRAs are protected from creditors depends on the answers to several questions.

Social Security

How to Maximize Your Social Security Benefits Without Breaking the Rules

Our Social Security expert answers some of the trickiest questions posed by real benefits recipients.

Wealthy and Wise

Be Cautious When Naming Beneficiaries for Your IRA

As many readers are aware, IRAs can offer many benefits including the ability to defer taxes on the money placed…

Retirement Planning

Your Retirement Savings Goal Is Almost Certainly Too Low

Americans are massively underestimating how much they need to save to have the retirements they want.

Retirement Planning

Avoid These Costly Mistakes With Required Minimum Distributions (RMDs)

Mistakes are common on taking required minimum distributions (RMDs) from retirement accounts, and the penalties are steep. Here’s how to avoid them.

Retirement Planning

Best Way to Earn a Few Extra Bucks…or A Lot…In Retirement

Whether you want extra spending money or to bulk up your nest egg, there are plenty of ways for retirees to make $10,000, $25,000, or $50,000+.

Retirement Planning

Americans Feel Better About Aging, But Savings Lag Behind

More people are embracing aging, but most are not ready for retirement and, in many cases, they don’t even know what ready means.

Retirement Planning

Rolling Over Your 401(k) Could Hurt You

It’s conventional wisdom to roll over your retirement assets from a 401(k) into an IRA when you leave a job. But that’s not always the right move.

Retirement Planning

The Surprising Power of Retiring Just a Little Later

Working an additional year beyond 66 provides 8% more annual income for 30 years. And the longer you delay retirement, the greater the effect.

Retirement Planning

This Rising Money Trend Could Help You Save More

The pattern that Americans show in saving money provides encouragement for people who don’t save enough.

Retirement Planning

An Annuity Gains Appeal

Retirees are turning to deferred income annuities in droves to address concerns about market volatility and outliving their nest eggs.