Retirement Accounts

The Pay-Less-Tax Man

Choose Your Self-Employed Retirement Plan—Starting Right Here

If you’re self-employed, you need to set up a retirement account yourself to cut taxes and insure your future. Here are different plans to choose from.

The Pay-Less-Tax Man

Inherited an IRA? What You Need to Know

IRAs are fraught with tax traps and complicated transfer rules, making the unaware subject to unexpected and potentially high taxes and penalties.

Retirement Accounts

Power Up Your 401(k)

3 Moneymaking Tricks and 3 Traps to Avoid If you are among the 90 million Americans who invest in a…

Retirement Accounts

How to Get Bonus Cash for an IRA Deposit

Fidelity Investments, the giant brokerage firm, has put a new twist on getting cash bonuses for investing in an IRA.…

Retirement Accounts

Power Up Your IRA

With These Money-Making Investments Although most investors don’t realize it, you can turn your retirement account into something much more…

Retirement Accounts

Dental Implants: Two Breakthrough Treatments

For generations, removable dentures were the only option for replacing teeth lost to decay, infection or injury. During more recent…

Retirement Accounts

Leaving a Job? How to Decide If Your 401(k) Should Go, Too

Over the course of a career, Americans change jobs more than 10 times, on average, staying in each job just…

Retirement Accounts

How to Find Your Lost Pension Money

It’s not unusual for a worker to lose track of a pension benefit. Perhaps you left an employer long ago…

Retirement Accounts

New Rules for Tax-Free 401(k) Earnings

A little-noticed feature of the fiscal cliff tax deal could benefit many employees who have traditional 401(k) retirement plans. The…

Retirement Accounts

Penalty-Free Ways to Take Early IRA Distributions

At age 62, you can begin to collect Social Security checks. However, many early retirees, among other people, need money…

Retirement Accounts

The New IRA Rules

2010 may be the time for you to convert to a Roth Roth IRAs, a wonderful retirement-planning tool currently unavailable…

Retirement Accounts

The IRA Loophole That Lets You Make Back What You Lost

And other shrewd year-end tax moves This has been a year of losses for most taxpayers... stocks have seen multiyear…

Retirement Accounts

Sneaky Fees Can Reduce Your 401(k) by 10%—But These New Rules Will Help You Fix That

Employee retirement plans have drawbacks as well as advantages. Several new rules from two departments of the federal government—Labor and…

Retirement Accounts

Tax-Free Income!

A New Law Makes More People Eligible  IRAs (Individual Retirement Accounts) come in two flavors—traditional and Roth. Many taxpayers would…

Retirement Accounts

When You Inherit an IRA…Avoid These Mistakes That Can Cost You Big

An inherited IRA can provide a lifetime of tax-deferred or tax-free investment growth. But as you try to build your…