Money

From expert advice on investments and budgeting to discussions about economic trends and retirement planning, these articles aim to equip readers with the knowledge they need to manage their personal finances, make informed monetary decisions, and otherwise navigate the complexities of the financial world. Whether readying savings for the future or maneuvering day-to-day costs, the insightful advice equips readers to take control of their fiscal picture and achieve economic stability.

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Giving a Gift? Avoid These Tax Reporting Mistakes
Taxes

Giving a Gift? Avoid These Tax Reporting Mistakes

Martin Shenkman, CPA, JD | August 24, 2023

If you give someone a big gift, the IRS will have a gift for you, too—a tax form that’s a…

The Social Security Lump-Sum Option Has a Big Gotcha
Social Security

The Social Security Lump-Sum Option Has a Big Gotcha

Martha Shedden, CRPC, RSSA | August 22, 2023

If you claim Social Security benefits after you reach full retirement age, you’ll be offered an up-front payout equal to…

Japanese ETFs
Mutual Funds & ETFs

Japanese ETFs

Todd Rosenbluth | August 20, 2023

Warren Buffett is bullish on Japan. In the past few months, his company, Berkshire Hathaway, boosted its investment in five…

Protect Your Retirement
Retirement Planning

Protect Your Retirement

Mark D. Lowe, CFP | August 18, 2023

The 60/40 portfolio has always been considered a safe, conservative strategy for retirees seeking stability, not big returns. But that…

Insurers Exploiting Medicare
Insurance

Insurers Exploiting Medicare

Kelli McCourt | August 16, 2023

Most large Medicare Advantage insurers, including UnitedHealth Group, Kaiser Permanente and Humana, have been accused of fraud by whistleblowers, the…

10 Best Dividend Stocks for the Next 10 Years
Stocks

10 Best Dividend Stocks for the Next 10 Years

John Buckingham | August 15, 2023

Now that you can get a 5% yield on a short-term US Treasury bond, is it even worth considering dividend-paying…

The Next Decade’s Big Growth Industry
Investing

The Next Decade’s Big Growth Industry

Seth Goldstein, CFA | August 8, 2023

Warren Buffett once told shareholders he was “[embracing] the 21st century by entering such cutting-edge industries as brick, carpet, insulation…

Can AI Beat the Market?
Investing

Can AI Beat the Market?

Neena Mishra, CFA | August 4, 2023

Should you let a supercomputer pick stocks for your retirement portfolio? Bottom Line Personal asked analyst Neena Mishra, CFA… More…

Best Bets for Investing in The Next big Thing
Stocks

Best Bets for Investing in The Next big Thing

Christopher Gannatti, CFA | August 3, 2023

Earlier this year, Bottom Line ­Personal told readers how ­artificial intelligence (AI), and in particular ChatGPT, were on the verge…

Friendly Fraud?
Fraud

Friendly Fraud?

Kelli McCourt | August 2, 2023

Recently I noticed an unfamiliar charge on my Visa bill. I filed a dispute with the credit card company, got…

Time to Review Your Estate-Planning Tools
Estate Planning

Time to Review Your Estate-Planning Tools

Martin Shenkman, CPA, JD | July 24, 2023

Have your estate-planning tools turned against you? Can you trust your trusts to work as intended? Estate-planning decisions that made…

Save Big on Your Next Cruise
Money Savers

Save Big on Your Next Cruise

Donna Heiderstadt | July 23, 2023

Cruising is one of the most convenient ways to explore multiple destinations in a single week or enjoy a fun…

Paper Check Fraud Is On the Rise
Fraud

Paper Check Fraud Is On the Rise

Sarah Grano | July 22, 2023

Check fraud may seem like an outdated crime in today’s world of digital payments, but it’s surging, according to an…

Annuities in 401(k)s
Retirement Accounts

Annuities in 401(k)s

David Blanchett, PhD, CFP, CFA | July 20, 2023

Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these…

The Key to Big Returns In 2023
Stocks

The Key to Big Returns In 2023

Jonathan Boyar | July 15, 2023

After last year’s stock market debacle, many investors are fed up with pricey, volatile growth stocks (technology companies!) that dominated…