If your finances run dry in retirement, it won’t be easy. It's critical to have realistic ideas of how long your money will last in retirement.
Last year, behavioral economist Sarah Newcomb, PhD, explained to Bottom Line Personal readers why smart people routinely make bad financial…
Inheriting an individual retirement account (IRA) from a loved one can be a windfall—but it also can be one of…
Whether you’re in the dark about your retirement savings or want to double-check your strategy, there are dozens of free…
Most higher-earning seniors know they have to pay taxes on their Social Security benefits. But they may not know that…
Are you worried about outliving your retirement savings? Or a long costly stay in a long-term-care facility? Or concerned that…
No one on their deathbed says, “I wish I had worked more”…right? That may have been true in the past,…
Our credit scores typically get higher as we get older…but some of us unintentionally allow our scores to take a…
Annuities—insurance products that provide guaranteed regular income in exchange for a lump-sum payment upfront—are booming in popularity. Total sales hit…
Whatever strategy you use to withdraw money from your retirement portfolio, beware of the following landmines… Mistake #1: Thinking…
The big question: Once you retire, how do you begin drawing down your nest egg so that your money lasts…
As long as you continue to work—regardless of your age—you can continue to contribute to an IRA even though you…
The upside of traditional IRAs is that income taxes aren’t due until money is withdrawn…and with Roth IRAs, investment profits…
For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both…
If you claim Social Security benefits after you reach full retirement age, you’ll be offered an up-front payout equal to…
