Bunni Dybnis, director of professional services at LivHome, an at-home senior-care company with 16 locations across the US. She is a certified care manager, a member of the Older Adults Task Force for the city of Santa Monica, California, and a Fellow in The Leadership Academy of the National Association of Professional Geriatric Care Managers. LivHome.com
People who consider buying long-term-care insurance to cover future nursing home or in-home care costs often focus on a single…