Dana Anspach, CFP, CEO of Sensible Money, LLC, which specializes in retirement-income planning, Scottsdale, Arizona. SensibleMoney.com
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Retirement income funds provide the right amount of income for your needs, then generate a regular payment every month.
To help you meet required minimum distributions, you consolidate all your IRA assets into the RMD fund corresponding closest to the date you turn 70 ½.
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