David Blanchett, PhD, CFP, CFA

David Blanchett, PhD, CFP, CFA, managing director and head of retirement research for PGIM DC Solutions, Newark, New Jersey. PGIM.com/dc-solutions

 

Are You Using Target-Date Funds Correctly?
Retirement Planning

Are You Using Target-Date Funds Correctly?

David Blanchett, PhD, CFP, CFA | October 24, 2024

About 85% of 401(k) retirement plans offer target-date funds, according to the Employee Benefit Research Institute and the United States…

Annuities in 401(k)s
Retirement Accounts

Annuities in 401(k)s

David Blanchett, PhD, CFP, CFA | July 20, 2023

Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these…

Ways to Estimate Life Expectancy
Personal Finances

Ways to Estimate Life Expectancy

David Blanchett, PhD, CFP, CFA | February 13, 2022

Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.

For Retirement Withdrawals, 3% is The New 4%
Retirement Planning

For Retirement Withdrawals, 3% is The New 4%

David Blanchett, PhD, CFP, CFA | May 15, 2021

Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.