David M. Blanchett, PhD, CFP, CFA

David M. Blanchett, PhD, CFP, CFA, head of retirement research for Morningstar Investment Management, Chicago. Morningstar.com

Financial Planning

Ways to Estimate Life Expectancy

Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.

Retirement Planning

For Retirement Withdrawals, 3% is The New 4%

Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.