Diane Pearson, CFP, CDFA, personal chief financial officer at Legend Financial Advisors, Inc., Pittsburgh. She has been included in Worthmagazine’s annual list of the country’s top 250 wealth advisers four times. As a certified divorce financial analyst, she has helped hundreds of divorced people value their marital assets. Legend-Financial.com
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Leaving an IRA to your grandchildren rather than your children could make it more valuable to your family. Heirs who…