J.D. Howard

J.D. Howard, executive director of Insurance Consumer Advocate Network, an insurance consumer advocacy organization (www.ican2000.com), Springfield, Missouri. Howard has worked in the insurance industry since 1965, mainly as an independent insurance adjuster.


The Auto Insurance Claim Drivers Don’t Know to File

If your car is in an accident, its value could plummet by as much as 35%—but there might be a way to recover that money with "diminished value" compensation from the insurer.


Buying Home or Car Insurance? 8 Insurance Myths That Could Cost You Dearly

The Truth About Home and Auto Insurance We buy insurance to protect ourselves against financial risks -- but sometimes the…

Auto Insurance

The Auto Insurance Rip-Off

If you're in an auto accident in which another driver is at fault, you're probably not going to get all…

Auto Insurance

Hidden Auto Insurance Traps

Seemingly minor caveats and clauses buried deep in the small print of auto insurance policies often spell the difference between…

Money Savers

Drop Collision Insurance On Older Cars

When your vehicle is worth less than 10 times what you pay each year to insure it, collision insurance is…